Earlier quoted context omitted.
where do you live, where owning an electric car in your lifetime seem like a distant dream? and why do you want to own one so badly?
Well I live in the UK, I've specced out a mid range Model S with a few optional extras so this comes in at £67000. Lets assume by some miracle I manage to save up a £7000 deposit, this leaves me with some £60000 to find. At a quick google around its pretty hard to get car finance over £25000, but lets have a crack at it and try autotrader. They'll only let me borrow £50k over 60 months which gives me monthly payments…
The Vauxhall Ampera is £29k, you can get a used 2012 Chevy Volt from around £17k.
I'm not sure how the limited lifetime of batteries will affect the used car economy, but the kind of people who buys a brand new Model S generally aren't keen on driving 10 year old cars.