Earlier quoted context omitted.
Debit cards are the same as credit cards, but without the credit, the protections, or the reward points. As long as you can maintain financial discipline, there's really no reason to be using a debit card.
Credit cards can cost more for merchants to process, sometimes they pass this cost onto the consumer with a credit card surcharge. It's also easier to track your spending on a debit card as you can check the remaining balance at any ATM rather than waiting for the bill or going online.
11th Linode Birthday, $10 Linode plan
111–120 of 137 posts
Re: 11th Linode Birthday, $10 Linode plan
#112This is great news; I have, for the past few years, been moving all my lower-end VPSes from Linode to Digital Ocean. I recently told a Linode rep at DrupalCon that I would start moving servers back as soon as they had a lower-cost plan, and it looks like Linode has delivered. Very few of my servers need more than 1 GB RAM, and the CPU and SSDs perform similarly across DO and Linode (for my purposes). I'll still be us…
Re: 11th Linode Birthday, $10 Linode plan
#113Earlier quoted context omitted.
You just transfer the money from your bank account to the bank account of the merchant. There are various methods to do that, I prefer giropay[1]. If it's a merchant you regularly use like amazon you allow the merchant to directly withdraw[2] the money from your account. It's not like this is some weird highly advanced stuff. Surely that's possible in the US as well? [1]: http://en.wikipedia.org/wiki/Giropay [2]: htt…
It is not generally possible to do this in the US. Amazon allows it, but most places do not because it's not a very in-demand service — using cards is safer and easier than giving out your bank information, so not very many people insist on the latter.
On the other hand if someone malicious gets my credit card number they can use it to buy stuff and I have to go through a lot of trouble to get a new card.
Re: 11th Linode Birthday, $10 Linode plan
#114I'm new to linode. What is their outgoing bandwidth policy? I mean, is it possible to automatically set up a throttle, to avoid charges when going over 2TB? (or do I have to fiddle with iptables to find a way to do that). Also, do you know if it's possible to get a /48 IPv6? On https://library.linode.com/networking/ipv6 they only mention /56 I'd hate to run a HE tunnelbroker just because they don't support that :-/ (…
Re: 11th Linode Birthday, $10 Linode plan
#115Linode is taking up the fight with DigitalOcean! With Linodes great reputation I'm sure a lot of people on DO will be trying their service in the coming weeks.
I have a VPS with DigitalOcean and for some reason, logging in over SSH takes disturbingly long. I may decide to switch over to Linode with these new prices.
Re: 11th Linode Birthday, $10 Linode plan
#116What does everyone use these low-end plans for? Seeing the interest in this thread has gotten me curious.
A minecraft server so that my kids can play with a couple of their friends.
Re: 11th Linode Birthday, $10 Linode plan
#117Earlier quoted context omitted.
It is not generally possible to do this in the US. Amazon allows it, but most places do not because it's not a very in-demand service — using cards is safer and easier than giving out your bank information, so not very many people insist on the latter.
How could a bank transfer be less safe? I don't know the US system but if I give out my bank account number the only thing someone can use it for is to send money to me. On the other hand if someone malicious gets my credit card number they can use it to buy stuff and I have to go through a lot of trouble to get a new card.
Re: 11th Linode Birthday, $10 Linode plan
#118Earlier quoted context omitted.
It is not generally possible to do this in the US. Amazon allows it, but most places do not because it's not a very in-demand service — using cards is safer and easier than giving out your bank information, so not very many people insist on the latter.
How could a bank transfer be less safe? I don't know the US system but if I give out my bank account number the only thing someone can use it for is to send money to me. On the other hand if someone malicious gets my credit card number they can use it to buy stuff and I have to go through a lot of trouble to get a new card.
With credit cards the liability is on the merchant that accepts the card to verify that the person presenting the card is authorized to use it. Card issuers will reverse charges and leave the merchant out the money in the event of fraud.
Re: 11th Linode Birthday, $10 Linode plan
#119What does everyone use these low-end plans for? Seeing the interest in this thread has gotten me curious.
VPSes with 1 GB of RAM are more than enough to host a couple of web apps (depending on traffic of course) with Python, PHP, or similar setups. When Linode started out, their bottom offering was actually 512 MB if I remember correctly, and SliceHost (later Rackspace Cloud) had 256 MB offerings.
Until 2008 or 2009, they were also still using UML, instead of XEN.
Re: 11th Linode Birthday, $10 Linode plan
#120Earlier quoted context omitted.
Credit cards can cost more for merchants to process, sometimes they pass this cost onto the consumer with a credit card surcharge. It's also easier to track your spending on a debit card as you can check the remaining balance at any ATM rather than waiting for the bill or going online.
Every place I've been to that surcharges credit cards also tries to do it to debit (see gas stations) so your line of reasoning there is suspect.
High fees for this stuff is the reason by so many banks changed their retail business model to things like Totally free checking(when you make 12 debit card purchases each month).