Earlier quoted context omitted.
... but young parents are usually given quite a few months of vacation time and salary from the state, a sort of children allowance until a child is 18 years old (100EUR or so)... In the US we earn 30% more money than Finland (adjusted for cost of living, which is quite high in Finland), so we can just pay for these things with savings if we want to. Most of us choose not to, suggesting these benefits are worth less…
> so we can just pay for these things with savings if we want to. Uh, who's "we"? You mean the 60% of Americans with more than $500 in savings? Are those the people who can "just" pay for it out of savings?
As for people at the bottom, they typically do choose free time over money. About 90% of those classified by the government as poor choose not to work full time, for example.