Earlier quoted context omitted.
> iPhone 17 pro max would be $1199 to buy (~1273 with tax) or $34.99 for 24 months totaling $839.76. So would cost 433.33 at the end of the lease to keep it A lot of people aren’t going to have that $433 at the end of the lease to purchase the device outright, and so will have to roll it into another 2-year monthly payment, and another one after that. So the goal of the program is the same as every other similar one…
> A lot of people aren’t going to have that $433 at the end of the lease to purchase the device outright I think you're looking at this too much from the perspective of someone who wants to own the phone, not as someone who wants to consider a lease. Leases are not a new invention. A lot of people, including very financially savvy and well off people, choose to lease rather than buy depending on the circumstances. It…
The iPhone Upgrade Program is being replaced by Apple Upgrade
401–410 of 411 posts
Re: The iPhone Upgrade Program is being replaced by Apple Upgrade
#402Earlier quoted context omitted.
Tell me you’ve never slipped on ice riding a bike in Europe in the winter without telling me you’ve never slipped on ice riding a bike in Europe in the winter.
Europe has a concept novel to most Americans which is known as public transport.
People bike all winter in Germany and the Netherlands.
Re: The iPhone Upgrade Program is being replaced by Apple Upgrade
#403Earlier quoted context omitted.
> I get that people who are going to upgrade to the latest flagship phone every 18-24 months will probably do better with this, but realistically... those people are fucking insanely financially irresponsible This is not remotely true. I buy each and every flagship iPhone every year on or near release day for cash. I have done so every release since the first iPhone came out. Each September or October my old phone go…
> way less than $200 per month... $2k per year For the vast majority of consumers, these prices are insane . > trivial amount of money... I’m not even an extreme outlier It's also true that the majority of high-earners refuse to understand that they're in the top few percent for income. I'm not sure whether what I'm reading here is a sincere mistaken belief - the general psychological effect where a person believes t…
High earner or not high earner, $200/mo isn’t a lot of money anymore, which is why I pointed out the lunch example.
Re: The iPhone Upgrade Program is being replaced by Apple Upgrade
#404Earlier quoted context omitted.
From that lens this is a better option for the "buyer" (renter). Cause revolving credit is >10%, sometimes even more than 15%!
15%? Oh, sweet summer child... https://wallethub.com/answers/cc/highest-credit-card-interes...
Re: The iPhone Upgrade Program is being replaced by Apple Upgrade
#405Earlier quoted context omitted.
15%? Oh, sweet summer child... https://wallethub.com/answers/cc/highest-credit-card-interes...
Be kind. Don't be snarky. Edit out swipes.[1] [1] https://news.ycombinator.com/newsguidelines.html
I still make jokes, even though it results in the occasional swipe from folks with deprecated sense of humor, that feel the need to take swipes at others.
> Please respond to the strongest plausible interpretation of what someone says, not a weaker one that's easier to criticize. Assume good faith.
From the above link, but this is largely ignored.
Re: The iPhone Upgrade Program is being replaced by Apple Upgrade
#406Earlier quoted context omitted.
Be kind. Don't be snarky. Edit out swipes.[1] [1] https://news.ycombinator.com/newsguidelines.html
It was a joke. I still make jokes, even though it results in the occasional swipe from folks with deprecated sense of humor, that feel the need to take swipes at others. > Please respond to the strongest plausible interpretation of what someone says, not a weaker one that's easier to criticize. Assume good faith. From the above link, but this is largely ignored.
Re: The iPhone Upgrade Program is being replaced by Apple Upgrade
#407Earlier quoted context omitted.
I don't think this is about Android versus Apple, there are definitely Android phones sold on credit and there are definitely high-end expensive Android phones out there (Samsung Galaxy Z Fold8 Ultra).
When it comes to smartphones, there are only two practical options - ios and Android - and amongst both, only Android based smartphones are available really cheap (there are Android smartphones that retail for $100 too) - that is the only context in which Android was mentioned.
Re: The iPhone Upgrade Program is being replaced by Apple Upgrade
#408Earlier quoted context omitted.
So, the phones arrived locked? You can't use them with any carrier you want?
Phone is unlocked but you have to put in carrier info when you buy the phone. You have to activate a line from one of the big three carriers to use the program at all.
Re: The iPhone Upgrade Program is being replaced by Apple Upgrade
#409Earlier quoted context omitted.
I’m confused where it says they will be able to nerf them. Reads to me like there’s code that could be that, but it’s not certain.
> If the contract is no longer in good standing, Apple’s system services can place the iPhone in “Restricted Mode,” which blocks access to most apps until the payment or contract issue is resolved, while keeping a small set of apps available.
Re: The iPhone Upgrade Program is being replaced by Apple Upgrade
#410The math for the new program is kinda perplexing, my guess is that they are hoping that most people just will send in the device and upgrade. If I am reading the FAQ here properly: https://www.apple.com/shop/apple-upgrade . > If you decide to buy the device, the purchase option fee is the list price minus any lease payments you’ve made minus any remaining discounts or trade-in credit. (excluding tax and any damage fe…