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Germany news: Childfree adults to pay more for elder care

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Re: Germany news: Childfree adults to pay more for elder care

#81
post #75
post #34

Earlier quoted context omitted.

> Many people can't afford to have kids Wrong. Poor people have 0 problems having kids. People can afford kids, they don't want to compromise on lifestyle.

You’re making a value statement in a discussion about factual information. Regardless of whether you think avoiding children for economic reasons is good or bad, it’s the leading reason cited by people who choose to delay having children. Regardless of whether it’s perception or real, that is the problem the needs to be solved if you want people to have kids.

doesnt mean the solution is bombarding them with free money from the state. in a democracy there is probably no sensible or passable solution regardless.

Re: Germany news: Childfree adults to pay more for elder care

#82
post #25
post #2

Makes sense since they don’t produce future taxpayers. They should also adjust retirement age based on life expectancy -of course people won’t like this but you can’t overcome the math. Separately, I also think airfare should be in part based on weight.

Someone hasnt heard of Goodharts Law.

[deleted]

Re: Germany news: Childfree adults to pay more for elder care

#83
post #9

Earlier quoted context omitted.

Society pays a lot for children as well. Including members without children.

The fact that birth rate is so low in countries with good social security safe net suggests that the society isn't paying enough.

Afaik according to research, the only thing that helps is

1. Lump sum, pretty big (like year worth of salary or close) payment on birth

2. Works for first child only.

That's it. So, it kinda works, but very limited. Increasing sum did not increase birthrates, if I remember correctly.

Re: Germany news: Childfree adults to pay more for elder care

#84
This is very unfair for people that cannot have children. On one side we have the people that can't for biology reasons, on the other those who don't have the economic stability to support a functional family. Also, adopting costs can be very high so it is not an option for many. I won't definitely be voting political parties promoting these measures. There must be other ways.

Re: Germany news: Childfree adults to pay more for elder care

#85
post #66

This is a challenging topic to discuss because (rightly) it's very personal. Sadly the fact of the matter is this: we need more children and young people to keep society functioning (and continually improve our quality of life). There is no other known way. So unfortunately the "free rider" problem needs to be addressed somehow. Of course, the "cruel" part is how it affects those who either can't have children, are g…

If you want to incentivize people to have kids, hand out $500K-1M to anyone who wants to have kids. Don't penalize those who don't. And yes, kids cost that much. I'm a senior level software engineer in the bay area. I don't have kids. I don't think I can afford them. I'm tired of people telling me I can afford them. The world works differently today. In the 1980's, if you had a stable job that let you leave at 5pm, y…

seems like cope.

you’re probably making like 500k TC

if you’re 30 and worked in tech you should have around 1m nw

if your partner makes 200-400k you can afford to have children

i see arab/muslims and mexicans here with like 3-4 kids. i live in sf, so somehow they’re able to do it without a high paying tech job.

Re: Germany news: Childfree adults to pay more for elder care

#86
An excellent, apolitical(*) video from Kurzgesagt about the current situation in Germany: https://www.youtube.com/watch?v=n-gYFcVx-8Y

It explains how we got there, the problems we are facing, the problems inherent to the proposed/possible solutions, etc.

(*) as in, they really try hard to stay neutral on the topic until the end, in the clearly marked conclusions and opinion section.

Re: Germany news: Childfree adults to pay more for elder care

#87

Earlier quoted context omitted.

The adoption process is incredibly broken. Prospective adoptive parents need to assume a difficult years-long process with no guarantee of placement, mid to high five-figures expenses or more (prohibitive for the average non-FAANG Americans), assume major undisclosed and significantly heritable mental health disorders, assume undisclosed in-utero substance exposure requiring challenging and costly care, and be aware…

In what way? Here in the US it takes too long and costs too much, but there are lots of charities that assist with this. Otherwise it's fairly straightforward. I say this as someone dealing with fertility issues and in the process of pursuing adoption myself.

I just filled out the comment. And yes, just taking too long and costing to much is already a major hurdle that leaves children in another broken pipeline for far too long awaiting placement when they could be bonding with their adoptive parents.

For all my horror stories I've also seen it work out wonderfully for people, and wish you the best. In my book it's one of the noblest things anyone can do.

Re: Germany news: Childfree adults to pay more for elder care

#89
For reference, health insurance + care insurance is super expensive in Germany already (compared to most European countries) and both insurances are mandatory and generally combined. But the system is also super inefficient so a lot of the money is simply wasted on bureaucratic nonsense, making insurers rich, pointless referrals between "specialists" to make them rich, etc. The system actively stimulates waste, if you are privately insured, you get preferential treatment. Which means that if you aren't you get treated like dirt. I've been both private and public insured. I've experienced both.

My own country the Netherlands got rid of the private/public distinction. Everybody is insured via a private insurer. They can't reject patients and patients are allowed to switch insurer up to once a year. Insurers also work with health care providers to make sure money is spent more efficiently. Meaning hospitals can't just offload their inefficiencies onto insurers. And insurers can't just offload that onto patients. Because the patients switch to the insurers with the best relation ships with healthcare providers and the best deal. They all have to provide the same base coverage but you can insure for stuff on top of that.

The Dutch system also has its flaws and deficiencies. But my parents together pay much less than me by myself in Germany. And as far as I can see from their recent experiences, they are well looked after. It seems the Dutch system has a lot less bureaucratic nonsense, better information sharing, more modern hospitals, etc. It also has underpaid nurses, issues with some types of medication not getting covered, and a few other issues. But compared to the expensive German mess; much better.

Germany is mainly legislating to kick the can down the road instead of addressing any of it's structural economic issues: a government bureaucracy that stifles innovation rather than promoting it, a pension system that is essentially a underfunded slow moving train wreck at this point, broken physical and energy infrastructure that will take decades to fix, and a hopelessly inefficient health care system.

Re: Germany news: Childfree adults to pay more for elder care

#90

So the plan is to make the cost of living even more expensive for people without kids? Do they understand the problem in the first place? Many people can't afford to have kids.

The point is to incentivize people to have kids.

You do that by establishing support networks for parents, not by punishing those who don't have or cannot have kids
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