Hmmm. The source for the "FSD is safer" claim might not be wholly independent: "Tesla’s data shows that Full Self-Driving miles are twice as safe as manual driving"
Self Driving Car Insurance
61–70 of 359 posts
Re: Self Driving Car Insurance
#62If it autonomous or self-driving then why is the person in the car paying for the insurance? Surely if it's Tesla making the decisions, they need the insurance?
Because that's the law of the land currently. The product you buy is called "FSD Supervised". It clearly states you're liable and must supervise the system. I don't think there's law that would allow Tesla (or anyone else) to sell a passenger car with unsupervised system. If you take Waymo or Tesla Robotaxi in Austin, you are not liable for accidents, Google or Tesla is. That's because they operate on limited state l…
You can sell autonomous vehicles to consumers all day long. There's no US federal law prohibiting that, as long as they're compliant with FMVSS as all consumer vehicles are required to be.
Re: Self Driving Car Insurance
#63TL;DR: 50% insurance discount for Tesla vehicles driven by Tesla FSD.
On the surface, this looks like an endorsement of Tesla's claims about FSD safety.
Re: Self Driving Car Insurance
#64Fleet API gives location data, no? I bet this discount will be paid for by this location data
Re: Self Driving Car Insurance
#65Earlier quoted context omitted.
My current FSD usage is 90% over ~2000 miles (since v14.x). Besides driving everywhere, everyday with FSD, I have driven 4 hours garage to hotel valet without intervention. It is absolutely "Full Self-Driving" and "Autonomous". FSD isn't perfect, but it is everyday amazing and useful.
Yet still on relying you to cover it with your insurance. Again, clearly not autonomous.
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Re: Self Driving Car Insurance
#66Earlier quoted context omitted.
This (instant torque) is exciting for about the first week of electric car ownership, it gets old very fast. I have far more fun driving my much slower gas-engined cars.
It doesn't get old. What a ludicrous statement. I did get lots of traction issues with FWD EV, any sort of wet - you need to baby it.
There’s much more to enjoying cars than speed in a straight line, which I do not disagree at all most EVs are exceptional at.
Booting the go pedal at every stop sign or light just feels like being a bit of a childish jerk after a short while on public roads once the novelty wears off.
Re: Self Driving Car Insurance
#67If it autonomous or self-driving then why is the person in the car paying for the insurance? Surely if it's Tesla making the decisions, they need the insurance?
Because that's the law of the land currently. The product you buy is called "FSD Supervised". It clearly states you're liable and must supervise the system. I don't think there's law that would allow Tesla (or anyone else) to sell a passenger car with unsupervised system. If you take Waymo or Tesla Robotaxi in Austin, you are not liable for accidents, Google or Tesla is. That's because they operate on limited state l…
Without LIDAR and/or additional sensors, Tesla will never be able to provide "real" FSD, no matter how wonderful their software controlling the car is.
Also, self driving is a feature of a vehicle someone owns, I don't understand how that should exempt anyone from insuring their property.
Waymo and others are providing a taxi service where the driver is not a human. You don't pay insurance when you ride Uber or Bolt or any other regular taxi service.
Re: Self Driving Car Insurance
#68Re: Self Driving Car Insurance
#69The whole point of self-driving cars (to me) is I don't have to own or insure it, someone else deals with that and I just make it show up with my phone when I need it.
Imagine this for a whole neighborhood! Maybe it'd be more efficient for the transport to come at regular intervals though. And while we're at it, let's pick up other people along the way, you'll need a bigger vehicle though, perhaps bus-sized...
Half-jokes aside, if you don't own it, you'll end up paying more to the robotaxi company than you would have paid to own the car. This is all but guaranteed based on all SaaS services so far.
Re: Self Driving Car Insurance
#70Earlier quoted context omitted.
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Money is apolitical. Politics is not allowed on HN.
This is ridiculous wrong and demonstrates a profound lack of insight into both the history of economics[1] and the current political calculus.
Please don't use rules as a cudgel or at least have more tact doing so.