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Self Driving Car Insurance

lemonade.com

21–30 of 359 posts

Re: Self Driving Car Insurance

#21

Earlier quoted context omitted.

It’s because you bought it. Don’t buy it if you don’t want to insure.

Yep, you bought it, you own it, you choose to operate it on the public roads. Therefore your liability.

If you bought and owned it, you could sell it to another auto manufacturer for some pretty serious amounts of money.

In reality, you acquired a license to use it. Your liability should only go as far as you have agreed to identify the licenser.

Re: Self Driving Car Insurance

#23

A 50% discount is pretty damning empirical evidence for FSD being better at driving your Tesla than you are.

We don't know if 50% makes it actually cheaper than other car insurance companies, or the coverage is comparable, or if they have comparable service. Or if they sell your location information to marketers.

Re: Self Driving Car Insurance

#24

A 50% discount is pretty damning empirical evidence for FSD being better at driving your Tesla than you are.

Or a price hike if the fleet API tattles on you for negative driving behaviors.

It may not be on the marketing copy but it’s almost certainly present in the contract.

Re: Self Driving Car Insurance

#25
post #21

Earlier quoted context omitted.

Yep, you bought it, you own it, you choose to operate it on the public roads. Therefore your liability.

If you bought and owned it, you could sell it to another auto manufacturer for some pretty serious amounts of money. In reality, you acquired a license to use it. Your liability should only go as far as you have agreed to identify the licenser.

[deleted]

Re: Self Driving Car Insurance

#27
post #15

What happens if you have FSD turned off and like to drive fast on public roads. Will they see this telemetry and raise your rates?

It seems the answer is yes. From their web site:

> Fair prices, based on how you drive [...] Get a discount, and earn a lower premium as you drive better.

Re: Self Driving Car Insurance

#28

If it autonomous or self-driving then why is the person in the car paying for the insurance? Surely if it's Tesla making the decisions, they need the insurance?

Seems like the role of the human operator in the age of AI is to be the entity they can throw in jail if the machine fails (e.g. driver, pilot)

Re: Self Driving Car Insurance

#29
post #6

I own a Model Y with hardware version 4. FSD prevented my from getting in an accident with a drunk driver. It reacted much faster to the situation than I could have. Ever since, I’m sold that in a lot of circumstances, machines can drive better than humans.

[flagged]

Re: Self Driving Car Insurance

#30
post #7

Earlier quoted context omitted.

Because the operator is liable? Tesla as a company isn't driving the car, it's a ML model running on something like HW4 on bare metal in the car itself. Would that make the silicon die legally liable?

Who’s the “operator” of an “autonomous” car? If I sit in it and it drives me around, how am I an “operator”?

If you get on a horse and let go of the reins you are also considered the operator of the horse. Such are the definitions in our society.
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