I feel like we lost humanity somewhere in modern world. I grew up in 3rd world country and if this were to happen, train would literally stop somewhere, anywhere. (With the assumption it’s safe from crewing into another train). But the idea that you go 55 minutes just because of policy; and skip 15 stations is crazy to me. Again with the assumptions that it can safely stop somewhere for 5m and I’m pretty sure the ans…
During the Great Financial Crisis astute observers pointed to the loss of local bankers for most transactions as a component of the multifaceted structural causes. When you have your mortgage through the bank down the street, you're much less likely to mail them the keys instead of paying your bill, especially if you have to see the banker in the grocery store etc.
What did we do about this? Of course we didn't learn anything - we actually further consolidated banking.
The same is true of train service, traffic etiquette, and political discourse. The tragedy of the commons is exacerbated by moving away from local community.