Live data from Hacker News

Being poor vs. being broke

blog.ctms.me

561–570 of 732 posts

Re: Being poor vs. being broke

#561

Earlier quoted context omitted.

Only by some definitions of poverty—crucially, definitions that beg the question of rational wealth distribution. I would never, personally, defend such worldviews.

https://upload.wikimedia.org/wikipedia/commons/8/84/Global_c...

This doesn't alter anything about what I said. It's still goddamn evil how bad we are at distributing resources in this world. Justice would look like actions that are not legal to advocate for in this country.

Re: Being poor vs. being broke

#562

Earlier quoted context omitted.

I think there is an element of "right country, right time" when it comes to being able to escape poverty with hard work and grit, though hard work and grit always helps. I am extremely fortunate to have been born in the US. My outcome would have been vastly harder to achieve almost anywhere else. Even in the US it was far from certain.

I'm immigrant that come to the us and always that the Americans complain is hardd to understand, like for example inflation they complain about being 3% in my country there was hyperinflation 1000%, also I didn't use to have running water(water would come every 3 days) and electricity would stop working every few days and it would take several hours or days to get fixed. then working here there is so many jobs and yo…

> Most Americans have a car (in my country this is a luxury)

Using this as an example to illustrate a broader point: Most Americans can't afford not to have a car. Public transit in the US is next to non-existent in many places. If you want a job, you probably need a car to drive to work every day. So you take out huge loans to pay for the cheapest car you can find: now your financial situation is precarious because you're in debt. Because you bought a bad car, you're constantly at risk of having it break down and having to pay to repair it, which is another layer of precarity.

Similarly, poor Americans do not have the latest iPhone—they have a cheap, used iPhone which could break any day, and they're extremely dependant on it. I can't speak to what life is like in the developing world, but living in poverty in the US is extremely stressful.

Re: Being poor vs. being broke

#563

Earlier quoted context omitted.

“Used to be” such a place. Stagnating minimum wage while inflation proceeds unchecked, the rise of marginal employment and contract work. Skyrocketing housing costs. I don’t think the us is such a place anymore. It fast becoming a place that is not.

Minimum almost doesn't matter in a discussion of mobility. Nobody ever escaped poverty working minimum wage. They found a way to move up.

> They found a way to move up.

Yeah, and they probably had to spend money to make that happen. Night courses at a community college aren't free. A higher minimum wage makes it easier to get your foot in the door for something better.

Re: Being poor vs. being broke

#564

Earlier quoted context omitted.

I’d say 99% of the poor are in the first two categories. So I don’t really care if the third category gets some stuff too if it means we help everyone else.

I sure see a lot of people in category 3

Oh really? Where? How can you tell they're reckless or lazy and not (e.g.) disabled?

Re: Being poor vs. being broke

#565
post #331

Earlier quoted context omitted.

You are one major sickness and one layoff away from getting into the same situation, often to the point of no return.

No, I doubt they are. Most people who are on the streets chronically are there because they’ve burned every bridge. Most people have a dozen friends or family who would gladly give them the guest room for a few weeks if they had a job loss that put them at risk of hard times — on the other hand those who mysteriously have zero friends or family usually got that way by the same antisocial behaviors that contributed to…

> who would gladly give them the guest room for a few weeks

Yeah, a couple weeks and then what? Couch-surfing is a form of homelessness, and the membrane between sleeping on a couch and sleeping on the street can be very thin, especially when your health makes it unlikely you'll find work in the near future. Something as simple as a concussion can stop you from working for months.

> but treating everyone like zero-agency victims or helpless children has never fixed anything

I hear this argument a lot, and I find it baffling. What's your proposal here? That we all wag our fingers at homeless people? The people with agency who can fix their situations on their own already did—in fact, they course-corrected long before they slid into poverty or homelessness in the first place. If they had agency, they wouldn't be in this situation.

Re: Being poor vs. being broke

#566

It's interesting how many comments here are knee jerk annoyance at this blogpost, which in my mind does a good job outlining two different financial situations and how flippant suggested solutions for escaping poverty don't make sense. The fact that many of us here have so much compared to others in our community however you define it is disturbing and not helpful information for our day to day lives so we do what we…

It's honestly amazing how many people hold a powerful a conviction that the world is essentially fair; that the poor must have some moral failing which justifies their poverty. If it's happened to thousands of people—if you see the afflicted every day—then it must just be a plague of poor morals. We'll believe anything before we accept that we're lucky, and that we owe something to those who aren't.

Re: Being poor vs. being broke

#567

Earlier quoted context omitted.

You were lucky to have the genetics that allowed you to have cognitive capabilities to understand computers and programming. Many people don't and never will. There is always a bottom % of people who are under the cognitive capacity to meaningfully contribute to society. That doesn't mean they are bad people, but they will always be poor/broke. Ranting about this is just ranting about human nature. Life isn't fair, s…

> There is always a bottom % of people who are under the cognitive capacity to meaningfully contribute to society. That doesn't mean they are bad people, but they will always be poor/broke. The percentage of people so dumb that they can't hold a useful job is staggeringly low. Unless in your mind anybody of average or below average intelligence "can't contribute to society" in which case I suggest you step off your t…

> The percentage of people so dumb that they can't hold a useful job is staggeringly low.

It's in the single digits of %. Multiplied by the number of people in a country, it's millions.

It's definitely not "staggeringly low".

> Unless in your mind anybody of average or below average intelligence "can't contribute to society"

Classic fallacy of "it's either 0 or 50%".

Re: Being poor vs. being broke

#568
post #565
post #331

Earlier quoted context omitted.

No, I doubt they are. Most people who are on the streets chronically are there because they’ve burned every bridge. Most people have a dozen friends or family who would gladly give them the guest room for a few weeks if they had a job loss that put them at risk of hard times — on the other hand those who mysteriously have zero friends or family usually got that way by the same antisocial behaviors that contributed to…

> who would gladly give them the guest room for a few weeks Yeah, a couple weeks and then what? Couch-surfing is a form of homelessness, and the membrane between sleeping on a couch and sleeping on the street can be very thin, especially when your health makes it unlikely you'll find work in the near future. Something as simple as a concussion can stop you from working for months. > but treating everyone like zero-ag…

> What's your proposal here?

There is no proposal, and that's the point.

That's why I dredged up the dead comment in the first place stating it plainly "let them sink, let them go away." At least that poster was honest about the end game.

Lot of other posters here on HN seem to feel the same way but they're rationalizing it with "well, they deserve it after all". It's their fault "because they’ve burned every bridge." It's their fault because "most people have a dozen friends". It's their fault because "substances and severe mental illness that gets in the way of the cooperation."

And if we don't agree with this assessment, it's we who are not serious. But left unstated is: their way just ends up leaving this vulnerable population to die, and they really don't have a problem with that, because according to them, it's their own damn fault.

I believe the latest solution to homelessness proffered in the public sphere was from Brian Kilmeade, who said "involuntary lethal injection, or something. Just kill 'em." A final solution if you will.

https://www.cbsnews.com/news/fox-news-brian-kilmeade-apologi...

Re: Being poor vs. being broke

#569
post #125

Even this does a poor job of explaining being poor. The constant open loop on everything you own, terrified to discard anything even if its broken because there are components that might be useful to fix something else; the constant churn of second-hand (and cheap/disposable) things that are already close to death before they come into your possession and- crucially: the crushing weight of knowing that any financial…

Definitely agree on the mentality it creates and how long it lasts. I’m fairly well off now, but grew up very poor. First developing world poor where running water and toilets were shared with the whole building, the whole family crammed into a single room. Then western world poor, where my parents and some friends that lived together (to save money) would walk to get groceries, buy one bus ticket to have one person carry the groceries on the bus most of the way back, and the rest of the group walk to the bus station and help to carry the groceries the rest of the way home.

Silicon Valley engineer income and wealth now, but still extremely uncomfortable spending money that isn’t necessary. My partner grew up quite differently and doesn’t understand why I’m so frugal with money given my relatively high income.

Re: Being poor vs. being broke

#570
post #395

Earlier quoted context omitted.

Sadly many kids (college graduates) start out with -250k$ and the clothes they're wearing. Of course, they often have family they can fall back on, and education, but debt creates an entirely new class of 'less than dirt' poor.

You have to be pretty well off to begin with in order to be in a position to take out $250k of student debt. It’s the kids who can’t even imagine going to college due to living in poverty growing up that are actually “less than dirt poor”. Someone who went to a fancy college enough to get that far into debt is going to be extremely privileged on average.

You do not at all need to be well off to take $250k in student debt. In fact, the worse off you are the easier it is to do so. It’s how the US federal student loan aide works, essentially. The less you have the more they’ll loan.
Post reply on HN