Very detailed effort. Predicting future is very very hard. My gut feeling however says that none of this is happening. You cannot put LLMs into law and insurance and I don't see that happening with current foundations (token probabilities) of AI let alone AGI. By law and insurance - I mean hire an insurance agent or a lawyer. Give them your situation. There's almost no chance that such a professional would come wrong…
Cass Sunstein would very strongly disagree.