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Stripe And A/B Testing Made Me A Small Fortune

kalzumeus.com

151–160 of 164 posts

Re: Stripe And A/B Testing Made Me A Small Fortune

#153
post #149
post #50

Earlier quoted context omitted.

I signed up with my US address and banking information. "By registering for a Stripe Service Account, you are confirming to be either a legal resident of the United States, a United States citizen or a business entity authorized to conduct business by the state in which it operates." (Though I finally got a DBA from Illinois, um, yesterday. Not related to Stripe -- a hospital wasn't thrilled with the notion of writin…

Could you elaborate more on this? What's a US address, and how did you get a bank account?

So let me answer the question behind the question first, which I take to be "I don't live in the US, but would like a US bank account":

http://www.kalzumeus.com/2007/08/15/banking-for-the-uisv/

Now to answer the question you asked: I have lived in Japan for my entire adult life, but prior to that I grew up in the United States. I routinely use my former address, which my parents still live at, for business purposes. Even if it weren't trivial for me to open accounts online, I would still have accounts in good standing from e.g. my college student days, which are sufficient to bootstrap me into a customer relationship at any US bank.

Re: Stripe And A/B Testing Made Me A Small Fortune

#154
post #13

God I hate posts about Stripe with a passion. It's like saying "You've had this pain in your back for the last five years? Well, I've got this miracle pill here that will not only make it go away, but it will also taste great . Oh, you're not in the US? Too bad then." Stop reminding me I can't use Stripe all the time.

Stripe is beta testing internationally. I got an account in Canada about 2 weeks ago. http://www.businessinsider.com/stripe-square-international-e...

This is major. So big, I almost have tears running down my face.

Re: Stripe And A/B Testing Made Me A Small Fortune

#156
post #129
post #92

Earlier quoted context omitted.

It's business 100 to not waste money. If 1% is not a lot to save you have a hobby, not a business. I do see you enjoy using every service imaginable. I imagine you are building your dumb idea on top of Amazon SES or sendgrid. And you even used some other dumbass start up to make an email submit form for new startups. You're a pro.

We (userfox.com) rely on mailgun.com for email delivery since it is a 'distraction' from our core: helping companies send interesting and relevant messages to their customers.

must be tough to program a cron script to send emails through smtp relays on certain events. watch out!

Re: Stripe And A/B Testing Made Me A Small Fortune

#157
post #57

Earlier quoted context omitted.

Can't they deny all requests from non HTTPS pages then?

No, I think there is no way to detect if the HTTP-request to the server which makes the API call is made via HTTPS or not. Except if their libraries detect that on your side and block the API call there, but of course that can be easily circumvented. They can only enforce that HTTPS requests are made to their API.

Detecting it on your side and blocking the call there would still be really useful. Most people who use HTTP instead of HTTPS probably do so by accident or out of ignorance, and detecting that during development and telling them to fix it would be useful.

Re: Stripe And A/B Testing Made Me A Small Fortune

#158
post #97
post #93

Earlier quoted context omitted.

The light gray color of your comments should give you a hint as to how welcome they are in this community.

This community can't handle the truth. Instead it idolizes dumbass ideas.

More like, this community doesn't appreciate sarcastic jerks who make assertions without backing them up.

Re: Stripe And A/B Testing Made Me A Small Fortune

#159

Earlier quoted context omitted.

How is this possible? Through Paypal customers can also pay with credit cards, and even more. They can use checks, or bank transfers (very important in Europe where credit cards are not as popular), etc. Why would usage of Paypal decrease conversion compared to pure credit cards? My guess is that a lot of customers don't know what Paypal is and don't realize they can just use their credit card.

And the PayPal flow is godawful - direct to a new page, get prompted to: 1. Log in. 2. Create Account. 3. Enter payment deets. (Small text near bottom of page, not always available, depending on the merchant). Even if you have an account, they don't consistently keep my default payment method - often switching back to my bank account even when I've made a CC my default. This all adds up to a level of friction that I…

In my experience with a nonprofit, on whose board I serve, this is exactly the case with PayPal. Even if you're very upfront before you send people to PayPal that yes, they can pay with a credit card, once they arrive at PayPal they get confused. I've even had PayPal show me a popup ad for a PayPal branded Mastercard when I was trying to checkout somewhere. Their UI isn't "branded" like the site that the customer was just on so that's confusing in and of itself. In addition, paying with credit card on a PayPal checkout page isn't the main action - you have to search for it. Combine all of those elements and you get a much lower conversion rate.

Re: Stripe And A/B Testing Made Me A Small Fortune

#160

Earlier quoted context omitted.

patio11 and other wise people have said this much better than me, but here goes: you are not like most people. After realizing this, one must then get over the idea that accepting money from such people is unethical.

Why is it unethical? Many people are nervous - even scared - when purchasing online, because of the numerous stories of "having stuff hacked". Live help lets them know there's a human being at the end of the line. Abandoned carts are often a manifestation of that fear - so again, contacting them afterwards lets them know that there's a real person there. And many people like the idea of something but when it comes to…

I didn't say it is unethical, just implied that it's possible to have the idea that it's unethical. Maybe accepting money from less technologically capable people feels like unfair manipulation to some. Maybe the idea was planted as unwitting sabotage by intimidated, less technologically capable people trying to counteract a feeling of inferiority.
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