Earlier quoted context omitted.
I think this might be a cultural thing. HN, SV, and the market for IaaS/SaaS products is a bit of an American monoculture, where "the customer is always right" and there's a strong desire to make the customer happy. I think this is mostly a good thing and especially a good way to build early stage companies, but in my experience it's less present elsewhere. In some places companies are happy doing their own thing, do…
It's not a cultural thing to accuse customers of committing fraud their first interaction. Not being an absolute insane jerk off is a good expectation of people.
In my experience a lot of German businesses are like that, they'll woosh you away for any slight (perceived or real). So it is definitely a cultural thing. Of course my small sample doesn't mean anything in regards to german culture, but at the very least it proves that this corporate culture is indeed a thing.