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I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.
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> How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? The industry can't/won't manage to even solve the problem of text chat apps talking to each other, let alone money-sending apps.
On the bright side, I think getting the money-sending integration would be more politically viable, at which point we can just piggyback the messaging on top of it.
the issue was never making it happen technically, it's the entrenched power structures prioritizing money/power over actual progress.
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Apple has had P2P payments for a while. Yesterday's announcement was that now you can tap to pay for those. Before, you'd have to send money via iMessage.
I think it's most likely still going to be sending money "via iMessage" (or more precisely: via a book transfer between two Green Dot Visa prepaid card accounts, addressed by an iCloud address and initiated over iMessage in UX terms).
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I think it's most likely still going to be sending money "via iMessage" (or more precisely: via a book transfer between two Green Dot Visa prepaid card accounts, addressed by an iCloud address and initiated over iMessage in UX terms).
What is new here exactly? This is AppleCash, which has been around for years.
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In Europe people can send money from any bank to any bank through IBAN numbers (your bank account number) Not sure what's taking so long in the states
But no one wants that, bank numbers are too much hassle and typing out 34 digits is error prone. Everyone in Europe also uses Tikkie, Blik whatever else service in other countries.
Ironically, Apple just announced P2P payments. Which means this is almost certainly a temporary closure. Google will almost certainly relaunch with a new name, branding, and UX that rides on the coattails of Apple's marketing efforts, but P2P will be coming back. If you're competing with Apple, you can't just not do a thing Apple is doing.
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The post office idea makes a lot of sense to me. There are a lots of people with no bank account but could use a pay app that isn't going to screw them.
Are you saying USPS is not going to screw things up ?
I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.
I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.
Earlier quoted context omitted.
If I'm understanding correctly, the difference is that it's going through VISA directly. Kind of like how you can send someone a Starbucks gift card through iMessage / Messages app, without it ever going through Apple Cash technically.
How so? It only works between two Apple Cash accounts, so it can just be a book transfer within the bank maintaining these (Green Dot), no Visa required. Or do they now allow it between two non-Apple-Cash debit cards? That would indeed require some network to work across banks.