Does no one ever delete data? It's hard to believe there's much business value in keeping every individual payment record dating back to 2017.
For example, if a customer registers with the name of a deleted customer, which will resurface some "unfinished" transactions or rules associated with the older version of the "same" customer that haven't been properly deleted but appeared to be deleted for a while.
Also, in general, deletion is very difficult because money doesn't just disappear. You'd need some sort of compaction (think: Git squash) rather than deletion to be able to balance the system's books... but then you'd be filling the system with fake transactions...
From my experience from working with these kinds of systems, the typical solution is to label entities with active/inactive labels to substitute deletion. But entities never go away.