Earlier quoted context omitted.
That's a fundamental problem with cryptographic security: you cannot trust people to manage your keys for you (because due to lack of regulation preventing that companies have this bad habit of pulling the rug under their customers' feet) but you cannot trust yourself doing that either, because you can, and will, make mistakes.
My rule of thumb is if for some reason you need to use crypto keys that can't be easily replaced, you need to have a safe at the bank with the keys stored in 2 differente media formats, that are recreated every year. I don't trust many people to do that. I have everything encrypted and self hosted and I sometimes wonder what I would do if I was suffering from amnesia after an accident for example. And having a note s…
Ah! I have the exact same recurring worry, it's very unpleasant. I'd really prefer to keep home media unencrypted, but the thought of a robber seeing my tax returns or photos of my infant daughter is constantly at the back of my mind.