I’ve avoided passkeys so far because I just don’t have a good mental model of them. All my passwords are randomly generate and stored in a password manager so I really haven’t felt the need to switch or felt constrained by my existing set up. I fully understand username/email + password and remembering the pain of things like “app specific passwords” makes me worry that some tools (open source, cli, etc) might not in…
Currently, I view the entire paradigm as asking me to trust resources (software, hosting, etc.) that I am not ready to trust. Both from a knowledge standpoint, or lack thereof on my part, and out of experience. Re the latter, third party resources die, go bad -- technically or morally -- and... just observing the nature of "online" resources over years and now decades.