Earlier quoted context omitted.
Alas, there's a fifth possibility: 5. Controlled transportation between the stars, sufficient for colonization, is sufficiently impractical that there are no grabby aliens within our light-cone.
That itself would be quite interesting though, because based on what we know now it's merely difficult, not impossible with reasonably foreseeable technological improvements. The dynamics which would make it impossible on any known timespan don't seem currently observable.
Hand waving away “we can’t travel through stars” because we currently don’t get it, seems like the weakest way to discuss the topic.
You/we can’t imagine it; so it must be impossible or in practically difficult? What if it turns out to be extremely easy, we’re just extremely small or extremely uninteresting? Those are far more likely topics than we already have the answers and have decided it’s not possible.