I consider HN users to be smarter and rational than average internet crowd. Surprised to see folks here comparing the Google Apple store to other business models like Starbucks, Donut shops, Restaurants? does not make sense to me. Consumers have a choice to switch all other businesses but not the mobile app stores. I can live without Starbucks or Netflix if I want to, or switch to different providers if needed. But t…
Customers don't necessarily want a choice. Sometimes choice equates to complexity, if it doesn't work for you, don't use the product. Apple is very well known (and probably very successful) for limiting choice, in product lines and features. IMO Android devices are already open enough - there are alternative app stores and you can sideload apps. Banks not distributing on these channels is not Google's responsibility.
But that's not a requirement for something to be a monopoly.