Earlier quoted context omitted.
Right, once overnight is ending. It only optimizes overnight, with the battery limited the vast majority but not right at the end. I don't see the conflict.
It doesn’t work if I plug my phone in at 9am in the morning. It will charge my phone to 100% immediately in that case. Even if I leave it connected to power all day. Breaking my battery. Optimized charging is based on learning and thus unpredictable and hard to influence. It only works if you have rigid habits.
Like, if I say my car only starts when it has gas, I'm not promising it always starts as long as it has gas.
It's far from a comprehensive list of things that break the feature, but it gets the point across that the existing feature does a fraction of the job at best.