This site makes some weird choices. Calendar: "This GUI doesn't have this feature" -- yes it does. Double click the clock. Clock: The old clock application is still part of Windows 95, but it's also in the corner. Address book: Depends on the version of Windows 95. Ones that came with IE3 or IE4 have an address book. CD player: maybe the floppy version lacked it? But Windows 95 definitely has a CD player. Browser: CD…
The only glaring omission I see is the CD player, but I'd hardly call it glaring considering it is a non-default component, and many countries did not even get a CD version of 95 in the first place (or only OEM).