91–100 of 288 posts
Has anyone compared this to YNAB4? (Not the cloud-only subscription-only YNAB, but the good one that was killed off in 2019) It's by far the best household bookkeeping tool I've ever used, but it won't ever get updates again (running it in a VM just so I can make sure I will always be able to run it), and it would be nice to have something that can track stocks and maybe even foreign currency - but for now, I would b…
OFX is unheard of in my country. I would look into it if someone could open a issue and attach a few sample OFX files.
OFX is a huge PITA to implement, I've tried it and realized I would want to get paid to put up with it :) I'll try the CSV import, if it works then there's no need to overcomplicate stuff.
The Demo looks really good by the way, and props for actually having one!
I was perplexed a bit because paisa (like paisano, countryman) is also a word I hear a lot among Latin American immigrants in the US, seems like one of those things that can be taken offensively but I mostly seem to hear it as a term of endearment.
Slightly off topic but how do people use these? Depending on where/what I pay, I pay with an assortment of credit cards, bank account, debit cards, paypal, etc. Do people who use this kind of software manually enter every transaction they do every day, or something?
I've been attempting to build a little hobby budgetting app the past couple weeks that could automatically sync from my bank since none of the OSS options seem to be able to this and require manual logging. I thought this would be fairly straightforward but it's been anything but that - what few open formats there were for this thing are all being sun-setted and most US based banks seem to only allow API access of an…
I think it helps if personal finance managers explicitly describe at least the following: 1. What automation, if any, exists for entering transactions? This is the most laborious/cumbersome part of personal finance. Some tools use financial data aggregators (plaid, yodlee etc.) that involves sharing login credentials with a third party, sometimes disabling 2FA, or other steps that are anti-security or anti-privacy. I…
It has import support (can be templated using handlebars), no automated fetch though
> 2. How is categorization of transactions accomplished? Ideally, I want autocategorization based on my own previously categorized transactions, since the bulk of my transactions are repeats at the same merchants.
It has a very crude tf-idf based categorization. I do have plans to improve it.
> 3. What sort of reporting, dashboarding, and potentially sharing capabilities exist? Ideally, I want to share some reports with my partner
You can checkout the https://demo.paisa.fyi It's just a web app that works over http, so you can run it on a machine and share them access. You have to figure out the authorization part, I do plan to add some password based auth soon.
This looks awesome. I love that it's built on ledger. I have been wanting to move away from Simplifi Money for some time for obvious reasons (owned by Intuit). It seems that the real moat is pulling the data in a consistent and correct way. Yes, you COULD try to find every single export option for every bank, but I think Plaid is really the only service that pulls this data somewhat correctly, due to the U.S. not hav…
I can try to improve import functionality, but Plaid etc is quite hard. I can't even figure out their pricing model from their page. So, as a free app I don't think it can support Plaid.
I wondered about the name. I guess I'm unfamiliar with a bunch of South Asian references, apparently it is Hindi and related to currency: https://en.wiktionary.org/wiki/%E0%A4%AA%E0%A5%88%E0%A4%B8%E... I was perplexed a bit because paisa (like paisano , countryman) is also a word I hear a lot among Latin American immigrants in the US, seems like one of those things that can be taken offensively but I mostly seem to h…
How are people automating the data import? I can't imagine someone entering everything by hand. Lots of places don't even provide an export file you can work with... most of them offer a PDF. It seems like most financial places rely on Plaid for the data integration, but that's a paid service I don't think Open-Source or free personal finance apps would use.
I think it helps if personal finance managers explicitly describe at least the following: 1. What automation, if any, exists for entering transactions? This is the most laborious/cumbersome part of personal finance. Some tools use financial data aggregators (plaid, yodlee etc.) that involves sharing login credentials with a third party, sometimes disabling 2FA, or other steps that are anti-security or anti-privacy. I…
> How is categorization of transactions accomplished? Ideally, I want autocategorization based on my own previously categorized transactions, since the bulk of my transactions are repeats at the same merchants. One of my aggregators categorizes any alcohol purchases (purchases from a state 'ABC' store) as 'home improvement'. While technically the house looks better when I'm drunk, I still thinks it's a mistake, and I…