Slightly off topic but how do people use these? Depending on where/what I pay, I pay with an assortment of credit cards, bank account, debit cards, paypal, etc. Do people who use this kind of software manually enter every transaction they do every day, or something?
Show HN: Paisa – Open-Source Personal Finance Manager
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Re: Show HN: Paisa – Open-Source Personal Finance Manager
#42Slightly off topic but how do people use these? Depending on where/what I pay, I pay with an assortment of credit cards, bank account, debit cards, paypal, etc. Do people who use this kind of software manually enter every transaction they do every day, or something?
I thought this would be fairly straightforward but it's been anything but that - what few open formats there were for this thing are all being sun-setted and most US based banks seem to only allow API access of any kind to established companies. The only real option is to go through Plaid which still seems to require initiating a business relationship with them to get through all the red tape.
For whatever reason, if your in the US, real time syncing of this sort of thing just isn't an option at the personal level.
Only other solution I can think of at this point is to manually scrape with a puppeteer script.
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#43You don’t have to, of course, but do you plan to open source it? That way others can contribute to it too.
How tightly is it bound to ledger? How hard would it be to adapt it to other plaintext accounting programs like beancount?
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#44Re: Show HN: Paisa – Open-Source Personal Finance Manager
#45Looks good! Paisa Vasool! Especially as it is free :-) You don’t have to, of course, but do you plan to open source it? That way others can contribute to it too. How tightly is it bound to ledger? How hard would it be to adapt it to other plaintext accounting programs like beancount?
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#46Slightly off topic but how do people use these? Depending on where/what I pay, I pay with an assortment of credit cards, bank account, debit cards, paypal, etc. Do people who use this kind of software manually enter every transaction they do every day, or something?
> Do people who use this kind of software manually enter every transaction they do every day, or something? Yes, exactly that. You can do automatic imports of your bank statements but that's arguably more hassle. It takes 10 minutes at the end of my day to record all my transactions and it gives me a complete understanding of where my money is going.
I’d love to be able to do this, but realistically (for me), I’d need something that works reliably on my worst days. If I’m out late, on vacation for a few days, dealing with some on-call thing all night, etc., I don’t want to be beholden to a 10-minute per day commitment that accumulates linearly. Discipline can only get me so far in the face of chaos—automation can take me the rest of the way there.
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#47Slightly off topic but how do people use these? Depending on where/what I pay, I pay with an assortment of credit cards, bank account, debit cards, paypal, etc. Do people who use this kind of software manually enter every transaction they do every day, or something?
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#48Slightly off topic but how do people use these? Depending on where/what I pay, I pay with an assortment of credit cards, bank account, debit cards, paypal, etc. Do people who use this kind of software manually enter every transaction they do every day, or something?
> Do people who use this kind of software manually enter every transaction they do every day, or something? Yes, exactly that. You can do automatic imports of your bank statements but that's arguably more hassle. It takes 10 minutes at the end of my day to record all my transactions and it gives me a complete understanding of where my money is going.
For all the concerns and problems over tools like Mint, having all 10-20 accounts we have automatically sync their data into the system makes it so much easier to manage.
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#49I'm also too impatient to manually enter all transactions but import from PDF statement form a bank looks like a doable task. The only transactions that would be required to enter manually is cash/crypto/etc but for them there are no other choice.
Contrats with the the release Anantha and I hope your project will gain attention it deserves!