- Your employer can incorrectly pay you for a long time and then demand the money back.
- A hospital bill can come (afaik) anytime in the future
- You can dispute charges, the provider can fail to provide customer service, but your credit score is negatively affected.
Etc.
We need bills that focus on favoring the "little guy" in the fight so that wealth, dominance, and power are mitigated in justice.
EDIT: actually the bit about employer overpay being for "Decades" and demand back was not entirely true, depends on the state, ranges from weeks to 15 years according to my googling.