Earlier quoted context omitted.
It helps with accessibility, not with the problem that cashless is dangerous for democracy. Everytime you pay anything with something else than cash, it is recorded: the amount, the time, the place, and the nature of the thing you buy. There is no way to go to a gay bar (or another place loaded with consequences) without a trace. And this is needed for human dignity. There is way to support a controversial political…
There is no way to pay for something when electricity or network goes down. And this is necessary to deal with crisis. I've noticed that the loudest voices in favor of getting rid of cash usually seem to live in places that have few, if any, natural disasters.
Infrastructure does not fail only because of natural disasters.