41–50 of 100 posts
I have bank accounts in 3 different countries and none of them have any fees either. What they have thought is redundant documentation of my funds that guarantee I won't be SoL when the building burns down with the paper ledger in it like this bank here. I really don't understand this fascination or even admiration for outdated ways.
> I have bank accounts in 3 different countries How is this even possible? Do you have citizenship in all three countries?
I could have more if I had kept the account I had when studying abroad but it had fees to keep it while empty.
Actually with Revolut I have also an account domiciled in Lithuania.
How viable is a bank, which offers exactly: * No physical bank branch. Only online banking * a current account with a monthly fee * a debit card that can be used at other banks' ATM - monthly fee. * Debit card can't be directly used online. But you can generate merchant specific card numbers on the website. Say, your monthly fee is $20. Then 4000 customers brings in a million dollars an year. How much is spent on fra…
The UK has a few "challenger bank" startups which are basically just an app, but they're not lifestyle businesses, they're "raise £10m before you launch" businesses.
Sammons, the fourth generation of his family to run the 100-plus-year-old S&L and its only full-time employee, confides that he’s a bit tech-averse. “Computers are great when they work,” says the 55-year-old, laughing. “I don’t have the patience for them.” Most days I bet most of us would agree with that statement!
Yep. I was just trying to fill out a PDF form for my taxes. A complete nightmare. Tried three different PDF viewers that had different bugs or incompatibilities with the form. Finally had to start a Windows VM to run Acrobat, that was the only way to get it done, other than print the blank form and fill it out by hand which in retrospect would have saved me about 40 minutes. I have been in software and IT for my whol…
Have you tried using a Mac full time? It lacks the ad-bloatware of Windows 11 while still retaining some POSIX compatibility.
Sammons, the fourth generation of his family to run the 100-plus-year-old S&L and its only full-time employee, confides that he’s a bit tech-averse. “Computers are great when they work,” says the 55-year-old, laughing. “I don’t have the patience for them.” Most days I bet most of us would agree with that statement!
Yep. I was just trying to fill out a PDF form for my taxes. A complete nightmare. Tried three different PDF viewers that had different bugs or incompatibilities with the form. Finally had to start a Windows VM to run Acrobat, that was the only way to get it done, other than print the blank form and fill it out by hand which in retrospect would have saved me about 40 minutes. I have been in software and IT for my whol…
https://code-industry.net/free-pdf-editor/ (free trial)
I have bank accounts in 3 different countries and none of them have any fees either. What they have thought is redundant documentation of my funds that guarantee I won't be SoL when the building burns down with the paper ledger in it like this bank here. I really don't understand this fascination or even admiration for outdated ways.
> I have bank accounts in 3 different countries How is this even possible? Do you have citizenship in all three countries?
How viable is a bank, which offers exactly: * No physical bank branch. Only online banking * a current account with a monthly fee * a debit card that can be used at other banks' ATM - monthly fee. * Debit card can't be directly used online. But you can generate merchant specific card numbers on the website. Say, your monthly fee is $20. Then 4000 customers brings in a million dollars an year. How much is spent on fra…
Remember that any time something with your online banking goes wrong it turns into a customer support call, which isn't just frustrating for the customer but also expensive for you.
Also, why would I bank with a bank with hacky online banking that charges me $240/year when I can have the same for free at one of the many fintechs?
> Could a single person with a few part-time contractors run a bank of this nature?
You have 4000 customers. If each of them has one customer support contact per year (your website better work well!) that's 11 calls per day or ~20 per working day.
Earlier quoted context omitted.
Yep. I was just trying to fill out a PDF form for my taxes. A complete nightmare. Tried three different PDF viewers that had different bugs or incompatibilities with the form. Finally had to start a Windows VM to run Acrobat, that was the only way to get it done, other than print the blank form and fill it out by hand which in retrospect would have saved me about 40 minutes. I have been in software and IT for my whol…
Master PDF Editor is the only proprietary software I use on my machine, and it's well worth the license fee. https://code-industry.net/free-pdf-editor/ (free trial)
Using Master PDF editor is like watching a 60 second youtube physics video that's so good, you just understand quantum physics perfectly by the end of it.
This may be America's smallest bank, but there are smaller credit unions! From what I can tell, Holy Trinity Baptist Federal Credit Union is the smallest, operating since 1966 with about $16k in deposits according to their EOY 2022 financial report: https://ncuso.org/credit-union/17269/financials/
Here’s an interesting article about church-based credit unions. It looks like they exist to offer better options to underbanked populations and are often limited to church members: https://religionnews.com/2018/10/30/church-run-credit-unions...
Earlier quoted context omitted.
Yep. I was just trying to fill out a PDF form for my taxes. A complete nightmare. Tried three different PDF viewers that had different bugs or incompatibilities with the form. Finally had to start a Windows VM to run Acrobat, that was the only way to get it done, other than print the blank form and fill it out by hand which in retrospect would have saved me about 40 minutes. I have been in software and IT for my whol…
Sounds like you are purposely making your life worse by using something like Linux. Don't blame the machine when it is running poorly tested software that likely did not consider UX. Have you tried using a Mac full time? It lacks the ad-bloatware of Windows 11 while still retaining some POSIX compatibility.