To understand how we got here you have to understand things which are no longer taught.
I would not expect a solid answer here or on any other social media. Given the complicity of social media platforms, most of what you see is fabricated and warped to increase engagement.
Most intelligent people rarely participate because of the ease at which censorship, amplification and deamplification occur.
To address some of your points, Landlords in most respects are the victims of the people who funded them to purchase property (the banks). There are cases where that is not true but they are a minority (i.e. Blackrock/Private Equity purchasing up 40-50% of the market in some areas). The cost is passed on.
Second, People are generally indoctrinated, and they have had that happen over such a vulnerable and long time that they become unthinking, and their ability to communicate with others that might reign them in has been interferred with intentionally.
They are not taught how to recognize harmful or manipulative content, and fall into a psychological state where some might argue they are no better than animals. This is one state.
Apathy is the other state where people can't react, its a direct attack against our way of life. If you can polarize large portions of the population into either of those two states, you can historically change governments. Tactics that cause disunity, and the inability to organize is what prevents us from responding.
Software has always been motivated and driven by the motives of people who develop it. There has been a long drive to push people to answer the 'can we do this', instead of the 'should we do this'. Hubris plays a large role here.
The idea of technology solving certain problems is laughable. The faith in science in that respect is a lie and completely ignores the brutal aspects of humanity which most are taught as sugarcoated versions. I've known people where they don't understand why most other countries hate or think Americans are stupid.
As for subscription models, this is what happens when you have a concerted and unopposed effort over 50 years to weaken property rights, and strengthen control in the hands of company's who have consolidated their marketshare to the point of monopoly. This isn't capitalism. The people you voted or didn't vote for chose this for you along with the other 200k+ people they represent. The most good for the most people... which isn't good at all.
The core driving force for why we have progressed so well was the division of labor, you can learn more about what was known by reading classic books like "The Wealth of Nations" by Adam Smith (1778). Its a very fine balance which has been broken for quite some time.
The core of the issue, is money over time enables corruption. Money isn't bad, but a Ponzi inevitably leads to loss because its unsound, and relies on deception. What do you think our current (no longer fractional a/o 2020) banking system is? (A ponzi).
Based off what you've written, you appear to be vulnerable, and unable to critically identify truth from misinformation. This is a very dangerous state to be in. I would cut out social media and reeducate yourself on how propaganda works. You may find the book Influence by Cialdini useful in identifying the psychological blindspots that are often employed.