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German cartel office initiates proceedings against PayPal

reuters.com

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Re: German cartel office initiates proceedings against PayPal

#61

Post by TheLoafOfBread »

valdiorn wrote: post #59
TheLoafOfBread wrote: post #57

Earlier quoted context omitted.

In Europe we have working debit cards, so PayPal is redundant and hardly ever used.

??? the UK looooves paypal, both before and after brexit. I love paypal, and I live in the UK. Paypal is essentially the default checkout option on most websites, and supported pretty much everywhere. It is very, very handy as a consumer, but never in a million years would I sell using paypal (too many horror stories about frozen account and kafkaesque support staff)

Yeah not my experience. Nobody in my social bubble uses PayPal when there is Visa/Master card with 3D Secure. No reason to. And after my experience with PayPal not even a will to work with that scam company.

Re: German cartel office initiates proceedings against PayPal

#62

Post by lexapro »

PurpleRamen wrote: post #23
lnsru wrote: post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

SEPA, Google/Apple Pay, Klarna, a Debit Card from Visa/Master Card, the multiple Paypal-Clones which died one after another...in Germany you have many options. Just depends on the Shop which are actually offered and are working.

Amazon Pay is very convenient.

Re: German cartel office initiates proceedings against PayPal

#63

Post by Semaphor »

TheLoafOfBread wrote: post #57
lnsru wrote: post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

In Europe we have working debit cards, so PayPal is redundant and hardly ever used.

What? PP is huge in Germany. If they weren’t, this article wouldn’t exist.

Re: German cartel office initiates proceedings against PayPal

#64

Post by Semaphor »

guerrilla wrote: post #16
memen wrote: post #14

Earlier quoted context omitted.

I thought Klarna was quite popular in Germany. Never used it though.

I don't know if it's popular in Germany but it's not like PayPal. It's more like a proxy for multiple payment methods as well as a billing and early-stage collections system. In Sweden we use Swish instead of PayPal, which is more like easy direct bank transfers using your mobile phone. Checking out with klarna allows paying with Swish. Normal bank transfers are also easy and free here but they can take a day or two…

> It's more like a proxy for multiple payment methods.

That’s also what PayPal is. You can use PayPal to pay with many methods, including Klarna, GiroPay (which might be similar to Swish) etc.

Re: German cartel office initiates proceedings against PayPal

#65

Post by KingOfCoders »

dna_polymerase wrote: post #45
Deukhoofd wrote: post #19

Earlier quoted context omitted.

Not Germany, but here in The Netherlands the banks just developed an online payment system together 18 years ago, and everyone uses that. https://en.wikipedia.org/wiki/IDEAL

iDEAL is truly tremendous. I keep my Dutch Neobank account just to be able to pay stuff with iDEAL. It never fails and works like a charm. Never had a failed payment with it. I don't understand why Germany is incapable of implementing such an easy solution.

"I don't understand why Germany is incapable of implementing such an easy solution."

The main problem in Germany is that banks "for the masses" (oversimplified) are "state owned" or cooperatives. Both are organized on a city level. Both are notorious for not cooperating. Plus the state owned banks usually have politicians at the top (E.g. the major of the city the bank is in).

For a system that works across Germany you would need a high level of cooperation.

In the 90s when I was a Sparkasse ("state owned") customer studying in Baden Wurttemberg but having my Bank in Bavaria, I needed to go to Bavaria to get money and account statements every time, the Sparkasse in Baden Wurttemberg would not cooperate with the one in Bavaria.

Not sure, it might be an outcome of federalism which is (was) a way to prevent the 4th Reich.

Re: German cartel office initiates proceedings against PayPal

#66

Post by hocuspocus »

dna_polymerase wrote: post #45
Deukhoofd wrote: post #19

Earlier quoted context omitted.

Not Germany, but here in The Netherlands the banks just developed an online payment system together 18 years ago, and everyone uses that. https://en.wikipedia.org/wiki/IDEAL

iDEAL is truly tremendous. I keep my Dutch Neobank account just to be able to pay stuff with iDEAL. It never fails and works like a charm. Never had a failed payment with it. I don't understand why Germany is incapable of implementing such an easy solution.

I believe the Austrian equivalent is compatible with German banks, but somehow it never took off.

https://bluecode.com

Re: German cartel office initiates proceedings against PayPal

#67

Post by [deleted] »

lnsru wrote: post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

[deleted]

Re: German cartel office initiates proceedings against PayPal

#68

Post by flumpcakes »

adventured wrote: post #49
dna_polymerase wrote: post #43

[flagged]

Rinse and repeat for every major tech segment you fail to compete in.

> major tech segment you fail to compete in

I see it more as protecting citizens from predatory and monopolistic tech giants.

I would rather live with the EU laws than anywhere else.

Re: German cartel office initiates proceedings against PayPal

#69

Post by hocuspocus »

KingOfCoders wrote: post #65
dna_polymerase wrote: post #45

Earlier quoted context omitted.

iDEAL is truly tremendous. I keep my Dutch Neobank account just to be able to pay stuff with iDEAL. It never fails and works like a charm. Never had a failed payment with it. I don't understand why Germany is incapable of implementing such an easy solution.

"I don't understand why Germany is incapable of implementing such an easy solution." The main problem in Germany is that banks "for the masses" (oversimplified) are "state owned" or cooperatives. Both are organized on a city level. Both are notorious for not cooperating. Plus the state owned banks usually have politicians at the top (E.g. the major of the city the bank is in). For a system that works across Germany y…

I don't really buy it, the situation in Switzerland is similar but that doesn't stop bigger banks from driving innovation.

For instance if the Cash Group banks came together behind a mobile and online payment solution, the Sparkasse would need to follow suit.

Re: German cartel office initiates proceedings against PayPal

#70

Post by flumpcakes »

TheLoafOfBread wrote: post #57
lnsru wrote: post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

In Europe we have working debit cards, so PayPal is redundant and hardly ever used.

I use a debit card / credit card for every online purchase.

I have probably used paypal twice? in the last 15 to 20 years in the UK. I'm not sure why I would want to use it outside of eBay, where fraud is apparently rife.

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