Live data from Hacker News

German cartel office initiates proceedings against PayPal

reuters.com

11–20 of 107 posts

Re: German cartel office initiates proceedings against PayPal

#11
post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

Your browser doesn't save your card information?

Re: German cartel office initiates proceedings against PayPal

#12
post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

There’s PayDirekt, the would-be homegrown PayPal alternative. Only nobody cares.

Re: German cartel office initiates proceedings against PayPal

#13
post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

1Password (or even plain Keychain) can auto-complete all your debit/credit card numbers. But yes - I prefer not to type it in. For security reasons I am only entering cards directly if the website is using a bank payment gateway. Otherwise I am just generating a random one-use debit card through my bank app.

Re: German cartel office initiates proceedings against PayPal

#14
post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

I thought Klarna was quite popular in Germany. Never used it though.

Re: German cartel office initiates proceedings against PayPal

#15
post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

SEPA Lastschrift is very safe, you can easily revoke any charge. So giving out your account number here is not a significant security risk. And otherwise credit cards and Paypal are the main choices. You can probably just save your credit card information in your browser or something if that's the only thing preventing you from using the credit card.

Re: German cartel office initiates proceedings against PayPal

#16
post #14
post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

I thought Klarna was quite popular in Germany. Never used it though.

I don't know if it's popular in Germany but it's not like PayPal. It's more like a proxy for multiple payment methods as well as a billing and early-stage collections system. In Sweden we use Swish instead of PayPal, which is more like easy direct bank transfers using your mobile phone. Checking out with klarna allows paying with Swish. Normal bank transfers are also easy and free here but they can take a day or two to process, hence Swish (which is run by a consortium of the banks by the way.)

Re: German cartel office initiates proceedings against PayPal

#17
post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

1Password (or even plain Keychain) can auto-complete all your debit/credit card numbers. But yes - I prefer not to type it in. For security reasons I am only entering cards directly if the website is using a bank payment gateway. Otherwise I am just generating a random one-use debit card through my bank app.

It's just very nice layer of abstraction. I don't want every shop I buy from to know which Bank I use or my credit card number, because that's sensitive information.

Also when my credit card number changes because my bank randomly decides I'm at risk for fraud I have to login to every service and enter my new CC.

In 10 year of Paypal usage I have never once had an issue with my account being locked. Yes there are some cases here and there of people, but personally I didn't have that problem and I just it a lot also for Craigslist etc. Never an issue. I didn't even have to contact Paypal support once.

And since it's very popular in germany almost everyone online has to support it or they are losing business.

Re: German cartel office initiates proceedings against PayPal

#18
post #14
post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

I thought Klarna was quite popular in Germany. Never used it though.

I thought the only reason to use Klarna is for payments by invoice, where they would do also a background check on you. Yuck.

Re: German cartel office initiates proceedings against PayPal

#19
post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

Not Germany, but here in The Netherlands the banks just developed an online payment system together 18 years ago, and everyone uses that.

https://en.wikipedia.org/wiki/IDEAL

Re: German cartel office initiates proceedings against PayPal

#20
post #6

I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…

Not Germany, but here in The Netherlands the banks just developed an online payment system together 18 years ago, and everyone uses that. https://en.wikipedia.org/wiki/IDEAL

The Dutch are pathologically practical. Love it.

Every time I need to send mail I’m jealous of that whole “write 9 digits in a grid to serve as a stamp” system.

Post reply on HN