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World’s only sleeping bank website

applyonline.hdfcbank.com

41–50 of 53 posts

Re: World’s only sleeping bank website

#43

Earlier quoted context omitted.

The US only insured accounts up to 250K so its common to split up accounts for that reason. what a great problem to have

That isn't how that works. Its $250k per account type, per institution. So 5 savings accounts at the same institution doesn't increase your insurance over 1. Some banks will "sweep" the excess funds into partner banks (which would increase protection).

Gotcha that makes sense.

Re: World’s only sleeping bank website

#44
post #35

Earlier quoted context omitted.

Why do you need 5 savings accounts?

The US only insured accounts up to 250K so its common to split up accounts for that reason. what a great problem to have

Were the Canadian banks using US insurance?

Re: World’s only sleeping bank website

#45

Earlier quoted context omitted.

Wait until you learn about their approach to getting new customers living abroad (non resident Indians) They’ll ask you to physically mail in all the documents, on your dime, instead of scanning and emailing like a normal person. So I need to spend 100$ to open an account. Unlike American banks who will offer you money to open accounts.

$100 to mail documents?

Do you think they’ll tell you everything they need in one go? Hah :)

Re: World’s only sleeping bank website

#46

Earlier quoted context omitted.

Wait until you learn about their approach to getting new customers living abroad (non resident Indians) They’ll ask you to physically mail in all the documents, on your dime, instead of scanning and emailing like a normal person. So I need to spend 100$ to open an account. Unlike American banks who will offer you money to open accounts.

$100 to mail documents?

From US to India. DHL charged me that much in past.

Re: World’s only sleeping bank website

#48

Earlier quoted context omitted.

$100 to mail documents?

Do you think they’ll tell you everything they need in one go? Hah :)

Exactly. And I did this when I had a chance to visit their branch in my town. And despite filing everything in front of the person and reconfirming what I was asking for, they somehow managed to send me the checkbook and cards instead of sending them to my parents address in India.

Re: World’s only sleeping bank website

#49
My university’s self-service website would shut down from something like 10pm-4am every single day for batch jobs. This was used for EVERYTHING: Paying into your account, checking grades, registering for classes, webmail, etc. It seemed fairly antiquated at the time (2001 or so).

Re: World’s only sleeping bank website

#50
post #3

I think having “business hours” for websites is an interesting experiment that could help foster a sense of community as people must visit around the same time as everyone else. Also saves on server costs. Imagine for instance if Hackernews was only open from 12pm to 11pm on weekdays and until 1 AM on weeekends.

That is how you get businesses that are only open when people are at work.
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