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World’s only sleeping bank website

applyonline.hdfcbank.com

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Re: World’s only sleeping bank website

#31

Post by kube-system »

garyfirestorm wrote: post #4
ramsundhar20 wrote: post #2

When engineering teams are working hard to increase the uptime of their service. This banks approach is funny to ask customers to visit the next day.

Wait until you learn about their approach to getting new customers living abroad (non resident Indians) They’ll ask you to physically mail in all the documents, on your dime, instead of scanning and emailing like a normal person. So I need to spend 100$ to open an account. Unlike American banks who will offer you money to open accounts.

$100 to mail documents?

Re: World’s only sleeping bank website

#32

Post by avh02 »

I remember trying to book a rail ticket in india the night before my flight there, only to find out (through lots of googling) that their system goes down every night for 'maintenance' (I guess to run nightly scripts and stuff without updates happening)

Everybody seemed to know this, everybody seemed to think it's normal, but as a foreigner i thought the site had crashed.

for those interested: https://economictimes.indiatimes.com/industry/transportation...

Re: World’s only sleeping bank website

#35

Post by chirau »

tersers wrote: post #30

This happens in Canada for credit unions and some online banks. Fun fact, there exists a bug with EQ Bank where a deleted savings account still counts towards the maximum of 5 savings accounts. The customer service agent indicated this was a known bug and had been for some time ! I'm planning to leave within the next year.

Why do you need 5 savings accounts?

Re: World’s only sleeping bank website

#36

Post by wara23arish »

chirau wrote: post #35
tersers wrote: post #30

This happens in Canada for credit unions and some online banks. Fun fact, there exists a bug with EQ Bank where a deleted savings account still counts towards the maximum of 5 savings accounts. The customer service agent indicated this was a known bug and had been for some time ! I'm planning to leave within the next year.

Why do you need 5 savings accounts?

The US only insured accounts up to 250K so its common to split up accounts for that reason.

what a great problem to have

Re: World’s only sleeping bank website

#37

Post by nottorp »

RjQoLCOSwiIKfpm wrote: post #5
xwdv wrote: post #3

I think having “business hours” for websites is an interesting experiment that could help foster a sense of community as people must visit around the same time as everyone else. Also saves on server costs. Imagine for instance if Hackernews was only open from 12pm to 11pm on weekdays and until 1 AM on weeekends.

Forcing your sleep rhythm on people who have a different one than you for no reason other than a moral crusade isn't a nice thing to do. Also, you cannot make people feel a sense of community with you by annoying them. Annoying someone will make them dislike you.

Also, which 12 am? Which 1am?

Even if the OP thinks everyone is on US time, there are like 3 different time zones even over there...

Re: World’s only sleeping bank website

#38

Post by tdhoot »

wara23arish wrote: post #36
chirau wrote: post #35

Earlier quoted context omitted.

Why do you need 5 savings accounts?

The US only insured accounts up to 250K so its common to split up accounts for that reason. what a great problem to have

It's only $250K per account category per bank. So 5 savings accounts would only get $250K in coverage in total.

Re: World’s only sleeping bank website

#39

Post by vineyardmike »

wara23arish wrote: post #36
chirau wrote: post #35

Earlier quoted context omitted.

Why do you need 5 savings accounts?

The US only insured accounts up to 250K so its common to split up accounts for that reason. what a great problem to have

That isn't how that works.

Its $250k per account type, per institution. So 5 savings accounts at the same institution doesn't increase your insurance over 1.

Some banks will "sweep" the excess funds into partner banks (which would increase protection).

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