Earlier quoted context omitted.
When you're reliant on them, every single HR dept I've hard to deal with (across many companies) has been incompetent. It's too the point I have systems in place to cover their inevitable screw up. e.g. I was living in the US and had to go for a business trip to the UK and my company put up in the Ritz Carlton in London (a very fancy and very expensive hotel, especially during new year). However the HR person thought…
Unless your company is so tiny that the HR person is wearing many hats, the credit limit on your corp credit card is set by the finance team and likely has nothing at all to do with HR. Although a $50 (!?) limit on a credit card sounds more like somebody at the bank fucked up.
i.e. If one is a tech/product team lead with an external client, you can't blame a developer (below you in the food chain) for screwing up. All screens/functionality has to be verified before the client sees it. If not, you'll more than likely look like an idiot.