Earlier quoted context omitted.
The rules for accident liability aren't as rigid and naive as you are implying. The rear ender having to pay is just the base case that is used in the absence of other facts. If you drive "in an asinine manner" (the definition of asinine is subject to discretion and negotiation between the relevant insurance companies) and manage to make the front of someone else's care meet the rear of yours in the process AND there…
Sure, if driving like a maniac, but you would argue the driver stopping for a dog on the road is at fault for the person crashing into him/her from behind? Maybe it's different in the states, I'm not up to date with all traffic rules everywhere.
Also people commenting here are likely from widely disparate parts of the world with different driving laws. Those differences are more than enough to preclude useful discussion here at the extremes.