When a business decides it must live your life for you to "protect" itself there are significant problems. Little brother is watching you...
PayPal restores to its TOS $2,500 charge for any post they don't like
81–90 of 158 posts
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#82I cancelled my PayPal account after it was first announced a few weeks ago. This just makes me even more sure it wasn’t a ‘mistake’ on their part.
The mistake is that Paypal doesn't "understand" what a customer is or how to retain them.
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#83This does not seem to be accurate. I couldn't find anything in their TOS other than reasonable sounding restrictions on what can be sold. Sorry. https://www.paypal.com/us/webapps/mpp/ua/useragreement-full https://www.paypal.com/us/legalhub/acceptableuse-full
It is right there in the second link: > (f) the promotion of hate, violence, racial or other forms of intolerance that is discriminatory
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Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#84This is what we should expect if CDBC became widespread
The First Amendment would prevent a CDBC from closing your account for your online speech. A CDBC would be a huge improvement over PayPal.
A CDBC tracks every transaction and creates a system rife for abuse by tyrants at large organizations. They say that reasonable people have nothing to be concerned about. Ok, Just define "reasonable" by who's standards on which subject.
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#85The stuff that concerns me just as much as the policing of opinions is all the list of things requiring pre-approval. I have web applications that my customers pay for with cryptocurrency, sometimes use telemedicine or make an adult purchase. It seems like I am supposed to discuss all of my personal life and business ahead of time with PayPal and then I would still be just kind of hoping for good will.
The beauty of this (as far as US weaponization of law is concerned) is that yes, you are correct. But because there is functionally no customer service at Paypal, the Legal Department is customer service. So to even talk to Paypal about these things you would have to spend thousands of dollars and several months. And when you make a mistake in a way Paypal doesn't like, you'll be obliterated. Those of us who grew or…
> Those of us who grew or lived in the third world will recognize the current status of US law under Biden quite clearly: ...
What does Biden have to do with it? Are you implying this wasn't also true under Trump? He pardoned a bunch of his friends on the way out.
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#86This is what we should expect if CDBC became widespread
The First Amendment would prevent a CDBC from closing your account for your online speech. A CDBC would be a huge improvement over PayPal.
Yeah just like how the 5th amendment prevents your funds from being stolen by law enforcement for baseless suspicion. Those amendments are iron-clad, water-tight, and applied evenly to all citizens!
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#87Earlier quoted context omitted.
I guess you're not in Europe. Paypal is huge here, especially in Germany. Has been useful for years here for free instant transactions without currency conversion fees (at least between some euro currencies)
Interesting. I'd imagine here most of the apps people use for that (Cash app, Zelle, etc) are just frontends for Paypal.
Zelle is a direct bank transfer system.
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#88Don't the ToS already basically say they can just take your money any time they want for no reason at all?
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#89How exactly do conditions like this work in practice? I can go ahead and write a ToS or even a contract that says "if you don't give me a blue M&M on Saturday 29 October 2022, you owe me $1M". I can get a client to sign it, perhaps it's part of my conditions as a freelancer. I can't realistically see any court enforcing that. As far as I can tell PayPal can only get away with this nonsense because they hold your mone…
> As far as I can tell PayPal can only get away with this nonsense because they hold your money anyway.
And they're not subject to banking regulations in the US. If they were a bank they wouldn't be able to pull this sort of BS.
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#90Earlier quoted context omitted.
Ah. OK. Thanks.
Prefaced with "You may not use the PayPal service for activities that:" It's not as if they're looking at your HN posts for violations, only payment transactions.
Imagine that you paid reddit using PayPal. Based on the language, it's not clear that every subsequent reddit post isn't fair game for enforcement.