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Online payment options for SaaS (includes those supported in UK)

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Re: Online payment options for SaaS (includes those supported in UK)

#11

Post by gizmo »

risratorn wrote: post #10
gizmo wrote: post #3

Earlier quoted context omitted.

Yes, the part where UK != EU. Fastspring is available in all EU countries, I think, but Amazon FPS is available only in the UK. Not in Germany, Belgium, Netherlands, France, I think. Paypal Business Payments? UK Yes, rest of europe? Nope. Basically, for the table to be useful to people from the EU it would have to have a column for every EU country. Also, the PCI compliance part is not very accurate. You can get PCI…

Are there actually any modern payment gateways available worldwide that don't suck? I've tried Paypal and Ogone and they both are a serious hassle. How i would loooove stripe or wepay to become available worldwide!

I don't think there are any. In what way was Ogone a serious hassle? Was it difficult to get to the point where you could accept payments? Payments that didn't get processed correctly? Downtime?

Re: Online payment options for SaaS (includes those supported in UK)

#15

Post by datadon »

I'm curious as to why there was no inclusion of 2checkout?

I have used it recently for recurring payments (I'm in the UK, clients around the world) and it seems to be going okay.

It's not the smoothest solution (redirect to their checkout process), but they send a lot over postbacks to ease integration.

(Hopefully no one is going to come in with a showstopper!)

Re: Online payment options for SaaS (includes those supported in UK)

#16

Post by smiler »

tomblomfield wrote: post #9

If you're looking to take regular payments from UK customers, check out gocardless.com. We're based on Direct Debit (bank-to-bank payments), so charges are only 1% per transaction We're still in closed trial, but happy to give out invitations to HN users Email me - tom@gocardless.com

This is flawed from the start.

1. Many people will only use a CC online for the additional protection it allows.

2. Many people put all their spending on CC for the various point / bonus schemes they have

3. This limits you to UK people only. Surely the purpose for most people creating a web app is to reach a global audience

Re: Online payment options for SaaS (includes those supported in UK)

#17

Post by stefanbutlin »

datadon wrote: post #15

I'm curious as to why there was no inclusion of 2checkout? I have used it recently for recurring payments (I'm in the UK, clients around the world) and it seems to be going okay. It's not the smoothest solution (redirect to their checkout process), but they send a lot over postbacks to ease integration. (Hopefully no one is going to come in with a showstopper!)

Didn't find them when I went looking, that's all. FWIW, FastSpring's checkout is also a redirect, but they give you some pretty flexible control over the markup and CSS so its quite simple to keep the branding consistent.

Re: Online payment options for SaaS (includes those supported in UK)

#18

Post by smiler »

radimm wrote: post #2

As the most discussions here on HN focus on moving away from PayPal, but don't offer options for UK/EU based companies - this blog post provides good overview what's available. So it's basically: * FastSpring * Amazon FPS * PayPal Payments (Pro) + simplifiedecommerce Did I miss something?

Yes, Google checkout is available to UK merchants. Fees are only 3.4% + £0.20 which seems far better than what FastSpring are offering

Re: Online payment options for SaaS (includes those supported in UK)

#19

Post by stefanbutlin »

smiler wrote: post #18
radimm wrote: post #2

As the most discussions here on HN focus on moving away from PayPal, but don't offer options for UK/EU based companies - this blog post provides good overview what's available. So it's basically: * FastSpring * Amazon FPS * PayPal Payments (Pro) + simplifiedecommerce Did I miss something?

Yes, Google checkout is available to UK merchants. Fees are only 3.4% + £0.20 which seems far better than what FastSpring are offering

Google Checkout doesn't really do anything to help with subscription services though.

They have something coming for subscriptions which is in beta and described here: http://code.google.com/apis/checkout/developer/Google_Checko....

Chargify have an article comparing their service (recurring billing management) with Google Checkout here: http://help.chargify.com/entries/20110971-how-does-chargify-...

Re: Online payment options for SaaS (includes those supported in UK)

#20

Post by petercooper »

radimm wrote: post #2

As the most discussions here on HN focus on moving away from PayPal, but don't offer options for UK/EU based companies - this blog post provides good overview what's available. So it's basically: * FastSpring * Amazon FPS * PayPal Payments (Pro) + simplifiedecommerce Did I miss something?

Amazon FPS is usable from the UK but it demands you have a "US-based credit card" to sign up for it so it somewhat defeats the point of being available in the UK since getting a credit card with a US billing address is rather complicated.

Google's system is another waste of time because it demands you bill in your local currency and can't support anything else. Not much use if you're in the UK and have mostly US customers.

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