Online payment options for SaaS (includes those supported in UK)

#1

Post by radimm » Fri, Dec 09, 2011, 12:00 PM UTC

Online payment options for SaaS (includes those supported in UK)
blog.ontestpad.com

Re: Online payment options for SaaS (includes those supported in UK)

#2

Post by radimm » Fri, Dec 09, 2011, 12:03 PM UTC

As the most discussions here on HN focus on moving away from PayPal, but don't offer options for UK/EU based companies - this blog post provides good overview what's available.

So it's basically:

* FastSpring

* Amazon FPS

* PayPal Payments (Pro)

+ simplifiedecommerce

Did I miss something?

Re: Online payment options for SaaS (includes those supported in UK)

#3

Post by gizmo » Fri, Dec 09, 2011, 1:14 PM UTC

radimm wrote: post #2

As the most discussions here on HN focus on moving away from PayPal, but don't offer options for UK/EU based companies - this blog post provides good overview what's available. So it's basically: * FastSpring * Amazon FPS * PayPal Payments (Pro) + simplifiedecommerce Did I miss something?

Yes, the part where UK != EU.

Fastspring is available in all EU countries, I think, but Amazon FPS is available only in the UK. Not in Germany, Belgium, Netherlands, France, I think. Paypal Business Payments? UK Yes, rest of europe? Nope. Basically, for the table to be useful to people from the EU it would have to have a column for every EU country.

Also, the PCI compliance part is not very accurate. You can get PCI compliance by simply paying some certification company and filling out a self-assessment document. Techies always think that because PCI is about safety of credit card data in order to qualify you have to prove that you act responsibly with credit card data. This is not the case. It's strictly a legal matter. You're properly PCI compliant if you meet the arbitrary legal requirements.

Re: Online payment options for SaaS (includes those supported in UK)

#4

Post by highace » Fri, Dec 09, 2011, 1:33 PM UTC

This is great, I was shortly going to be looking for a 'Stripe in the UK' and this has saved me a lot of trouble, thanks.

Secondly, I think your product looks good, especially considering it appears you're wore all the hats during it's production.

Re: Online payment options for SaaS (includes those supported in UK)

#5

Post by radimm » Fri, Dec 09, 2011, 1:38 PM UTC

gizmo wrote: post #3

radimm wrote: post #2

As the most discussions here on HN focus on moving away from PayPal, but don't offer options for UK/EU based companies - this blog post provides good overview what's available. So it's basically: * FastSpring * Amazon FPS * PayPal Payments (Pro) + simplifiedecommerce Did I miss something?

Yes, the part where UK != EU. Fastspring is available in all EU countries, I think, but Amazon FPS is available only in the UK. Not in Germany, Belgium, Netherlands, France, I think. Paypal Business Payments? UK Yes, rest of europe? Nope. Basically, for the table to be useful to people from the EU it would have to have a column for every EU country. Also, the PCI compliance part is not very accurate. You can get PCI…

Thanks, didn't realize there are such a differences.

Re: Online payment options for SaaS (includes those supported in UK)

#6

Post by radimm » Fri, Dec 09, 2011, 1:39 PM UTC

highace wrote: post #4

This is great, I was shortly going to be looking for a 'Stripe in the UK' and this has saved me a lot of trouble, thanks. Secondly, I think your product looks good, especially considering it appears you're wore all the hats during it's production.

All thanks goes to ontestpad.com owners, I'm just re-posting the article which popped in google search when I was thinking about writing such an overview.

Re: Online payment options for SaaS (includes those supported in UK)

#7

Post by stefanbutlin » Fri, Dec 09, 2011, 1:51 PM UTC

highace wrote: post #4

This is great, I was shortly going to be looking for a 'Stripe in the UK' and this has saved me a lot of trouble, thanks. Secondly, I think your product looks good, especially considering it appears you're wore all the hats during it's production.

Thanks! By all means get in touch if you want to talk more about this stuff - email is stef at ontestpad.com.

Re: Online payment options for SaaS (includes those supported in UK)

#8

Post by suking » Fri, Dec 09, 2011, 2:26 PM UTC

Just get a merchant account and program it yourself - it's super easy to do. I don't even understand a need for 3rd party recurring billing companies - programming something to charge someone $X amount every X days is pretty dang easy...

Re: Online payment options for SaaS (includes those supported in UK)

#9

Post by tomblomfield » Fri, Dec 09, 2011, 2:37 PM UTC

If you're looking to take regular payments from UK customers, check out gocardless.com. We're based on Direct Debit (bank-to-bank payments), so charges are only 1% per transaction

We're still in closed trial, but happy to give out invitations to HN users

Email me - tom@gocardless.com

Re: Online payment options for SaaS (includes those supported in UK)

#10

Post by risratorn » Fri, Dec 09, 2011, 2:42 PM UTC

gizmo wrote: post #3

radimm wrote: post #2

As the most discussions here on HN focus on moving away from PayPal, but don't offer options for UK/EU based companies - this blog post provides good overview what's available. So it's basically: * FastSpring * Amazon FPS * PayPal Payments (Pro) + simplifiedecommerce Did I miss something?

Yes, the part where UK != EU. Fastspring is available in all EU countries, I think, but Amazon FPS is available only in the UK. Not in Germany, Belgium, Netherlands, France, I think. Paypal Business Payments? UK Yes, rest of europe? Nope. Basically, for the table to be useful to people from the EU it would have to have a column for every EU country. Also, the PCI compliance part is not very accurate. You can get PCI…

Are there actually any modern payment gateways available worldwide that don't suck? I've tried Paypal and Ogone and they both are a serious hassle. How i would loooove stripe or wepay to become available worldwide!