161–170 of 484 posts
ATMs, ATM cards, banks and fiat currency are all obsolescent technologies.
Earlier quoted context omitted.
No thanks. I like things that work without having to be charged.
Charged for what? I have payment options on my phone so I don't have to bring my wallet everywhere. Works great, even for public transit and it's the same price as the card.
Earlier quoted context omitted.
No thanks. I like things that work without having to be charged.
Charged for what? I have payment options on my phone so I don't have to bring my wallet everywhere. Works great, even for public transit and it's the same price as the card.
Fraud clearly hasn't had a deleterious effect on the entire system, and the penalties for fraud align incentives to fight fraud properly. It's not such a large problem that I'm willing to take steps backwards in terms of functionality and privacy to digitize my purchasing.
Earlier quoted context omitted.
The small number of places with older swipe only terminals. Or when the chip isn't working (Lowes has a stripe reader on the register if the main terminal isn't working; mainly used for gift cards though). And finally, an alert employee might not accept a damaged card.
I've seen a few people in the US mention "when the chip isn't working". I don't think I've encountered this... ever? Of course, when the merchant's only alternative is handling cash, maybe there's more incentive to keep the card machine in order
Earlier quoted context omitted.
With just about everything either chip or tap now, is there any danger in just scratching out the mag stripe of my cards?
If you go anywhere where they hold a tab open, such as a bar, you can't do that with tap/chip. Not that that's a blocker, since worst case you do a bunch of single transactions, but it's an annoyance.
???
Yes you can. At least the bars around me have no problem with holding a tab with chip and/or tap. Maybe they just use newer terminals.
This is why I really like the added security of the new Apple magnetic wallet I got. The wallet holds your cards and attaches to the back of the phone using magnets. While the inside of the wallet is magnetically shielded, I’ve found it’s nearly impossible when actually handling the magnetic wallet not to accidentally pass the card past the outside of the magnetic wallet. I have found that my card no longer works in…
Earlier quoted context omitted.
Those must have been some low-coercivity card stock. HiCo cards should be very resilient to this sort of thing.
Brand new Visa Debit card from Chase Bank. I’d have thought it was one of the good ones. I should say I’m actually not using the official Apple magnetic case but the Popwallet brand which includes a little finger holder thing. Perhaps they’re using more powerful magnets than apple.
Thanks, I needed this laugh.
Earlier quoted context omitted.
I can see how this is annoying, but I think I use the magstripe 1 time per year on average. Although, I could see it being used more often by bartenders and other merchants who take my card.
I live in the UK, and I don’t think I’ve used my mag stripe here once in the last decade. The only time I can remember using it was on a plane.