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TIFU by using Stripe as a payment processor for my small business

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Re: TIFU by using Stripe as a payment processor for my small business

#191

Earlier quoted context omitted.

What is this, really? Is this meant to defend Stripe? What a weird way of looking at things.

A single instance of holding 3k doesn't seem like (or shouldn't be) a significant amount for a small business.

???

I still don't get your point.

Even if it is $1, why would someone take what is rightfully mine?

Re: TIFU by using Stripe as a payment processor for my small business

#192

Hopefully making enough noise on HN and social media will help your case move quickly. That appears to be the only way to get a response these days. Maybe one day non-custodial and permissionless payment rails will prevent this situation, for those services that choose to use it. Shame that HN is so polarized about blockchain that they refuse to entertain the idea.

> Maybe one day non-custodial and permissionless payment rails will prevent this situation, for those services that choose to use it. Shame that HN is so polarized about blockchain that they refuse to entertain the idea. It's a shame that we've only figured out "pay $200 to the guy using a derelict coal plant to run the world's fanciest space heater" and "pay $200 to the guy who hoards the most of your 'currency'" th…

Lol this comment reveals a lot of ignorance. My last transaction fee on Eth was in the range of $1, most of that value is burned and not sent to a miner, and anyone who wants to participate in protocol rewards can do so through delegation.

PoS is not perfect but far better than current norm of “pay a billion dollar corporation a fixed fee and also give them total control of the world’s payment rails.”

Re: TIFU by using Stripe as a payment processor for my small business

#193

(I work for Stripe, and since many of my colleagues are currently sleeping, taking the liberty of saying this on their behalf.) We are looking into things. As someone who ran businesses for a long time myself, it would be very alarming to me if customers felt they were being ignored while repeatedly talking to people who work for us. If that ever happens, please bring in literally anyone at Stripe, inclusive of other…

Corporate process improvement is not an excuse for treating people badly. An individual human who treats people badly is not allowed to say "well I deal with a lot of people and I need algorithms and sometimes my algorithms don't work so I'm doing my best to improve them". Corporations should not get a pass because they need cheap processes that "scale" to maintain their profit margins.

This is the perpetual moral hazard that we constantly see at all big tech firms. These firms promised fantastical profit margins, but only on the condition of scaling at very low cost. What doesn't scale at very low cost? Customer service. That's why you're all so awful at it.

And don't come back with your satisfaction metrics from customers you haven't screwed. Your job is to do right by the customers who aren't convenient for you. Just like it's an insurance company's job to pay out to the tiny minority of claimants. It doesn't matter one bit if the company has a great web site or API that everyone loves. The true moral nature of your company is revealed by how you treat the customers who need you to do right by them.

Re: TIFU by using Stripe as a payment processor for my small business

#194
post #20
post #11

If it was, say, a $30000 charge I could give Stripe the benefit of doubt, but $3300 is a pretty ordinary amount for any retailer. Could be e.g. a laptop sale, or three phones? When I see Stripe's apology here it will not be enough for me - not at least without a detailed blog post / postmortem. Until/if that moment happens, I'll regard Stripe as an untrustworthy entity and will recommend doing the same to do anyone I…

> When I see Stripe's apology here it will not be enough for me I'm actually just starting a business using Stripe for handling payments, and this makes me very concerned. Is there an alternative service one could use? Is there a way not to give these shady companies power to steal all my money?

I'm not sure of the facts on this case and always need to hear both sides fully before i would comment on them.

But; I have run 4 different businesses on stripe over about 6 years and have never had a serious issue. Yes there have been ups and downs but even with no phone number I would have to rate their support head and shoulders above most. Maybe 24-36 hours for a response, but we always got one, and in most cases it solved the issue.

We are still with them.

Re: TIFU by using Stripe as a payment processor for my small business

#195
post #11

If it was, say, a $30000 charge I could give Stripe the benefit of doubt, but $3300 is a pretty ordinary amount for any retailer. Could be e.g. a laptop sale, or three phones? When I see Stripe's apology here it will not be enough for me - not at least without a detailed blog post / postmortem. Until/if that moment happens, I'll regard Stripe as an untrustworthy entity and will recommend doing the same to do anyone I…

Without taking away from your point, deep in the Reddit comments the OP states Stripe put a hold on the account after billing the sale of a literal company truck through Stripe and not via selling their normal store merchandise. https://reddit.com/r/smallbusiness/comments/wa1zob/_/ihyq7tl... As usual, there’s always an undisclosed fact that changes the narrative and explains the ban. Whether this should trigger Strip…

I think the fact that a company vehicle was sold for the $3300 hardly matters.

Re: TIFU by using Stripe as a payment processor for my small business

#196

Earlier quoted context omitted.

Incredibly amateur hour if true.

Serious question: what's the alternative?

Zulip is pretty good for this.

By default, you have a linear, IM-like UX, but it is trivial to fork conversations on specific topics.

Re: TIFU by using Stripe as a payment processor for my small business

#197
post #50

Earlier quoted context omitted.

Check out PastePay. Great service and a human touch! https://www.pastepay.com

Bit of a bug in your page redirects curl https://www.pastepay.com https://www.pastepay.com/industry/international-merchants "> curl https://www.pastepay.com/industry/international-merchants 302 Found Found The document has moved here . " rel="nofollow">https://www.pastepay.com/">here .

It’s fixed! There was an issue handling request from international clients.

Re: TIFU by using Stripe as a payment processor for my small business

#199

Earlier quoted context omitted.

> Their support page on their website has Phone call and messaging grayed out. You can only email. If you email, you get robots. According to the OP.

But as you can see in the Reddit comments, there are people posting screen shots showing that is absolutely not true. Which leaves 3 options: 1. The UX was confusing and the OP couldn't find those options. 2. Stripe somehow has some logic that disables it specifically for that person or that person's region. 3. The OP didn't actually try and is lying in their post. 1 and 3 are more negative reflections on the OP than…

There's someone else down thread here who says that they've had the call/email greyed out on their Stripe account as well.

>Stripe somehow has some logic that disables it specifically for that person

I'm not sure why you wrote this as if it'd be a grand technical challenge to implement. Locking-out specific features based on X criteria is pretty damn common.

I don't particularly care in any case, I just had the impression that you might of missed that specific line when you wrote your original comment regarding the short wait times you've had when calling support.

Edit: Seems like you saw the other post as well.

>But from my own experience, that is wrong.

Well, from my vantage point I see 2 people claiming it gets greyed out and 1 person (you) claiming it doesn't. ¯\_(ツ)_/¯

Re: TIFU by using Stripe as a payment processor for my small business

#200
post #96

You either die a promising startup, or live long enough to see yourself become just another Paypal.

One thing stripe still has going for it is that it has a great user experience, both for businesses and developers. PayPal can't say that
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