Earlier quoted context omitted.
Sometimes people get hurt or killed in car crashes, which just having insurance doesn't magically fix. And besides, if I were the scooter company, I'd be going after you who intentionally threw the scooter into the road, not after the last rider who parked it somewhere inconsiderate but not dangerous.
Are you aware that if you loan your vehicle out and it's used in a crime you're liable?
That's...very much not true.
For certain torts related to the vehicle you would be liable, but unless you actively and with requisite mental state engaged in the crime, you would not be liable for a crime.