Earlier quoted context omitted.
The grants I have see now e.g Finland seem to be a straight grant of €4000 which gets you almost all the way to a decent heat pump. These are cash grants not deductions (as they should be! They are covering a one-time cost!) This is for single family detached homes (which are almost invariably owned)
Retrofitting is going to be much more than the cost of the unit itself though. You can't just replace an on-demand gas boiler with a heat pump. The rest of the heating system is completely different between the two, it just wouldn't work. It's especially problematic in apartments where there is limited space.
A boiler makes hot water in a tank in the basement and showers, radiators and taps use that hot water?
I have seen (In Scotland) some extremely weird contraptions where water was heated in the shower by what I can only assume was an flame in a box on the wall. But surely that’s not what Germans and others on the continent are using? They do have a central hot water system?
How else is water coming to the radiators? I guess my question is: are there gas lines around a typical home to any other place than the boiler and possibly stove? Why?