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Ask HN: People who cashed out early and stopped working: What is your life like?

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Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#131
post #117

At this point, I could retire, but I have no idea what to do with the rest of my life. I feel like I have achieved all I could (which is very wrong, but that's how it feels) I'm no longer young and I have family, so simply packing my bags and touring the world is out. Can't take my kids for a 1y world tour either, the school system doesn't allow it. Going on expeditions would saddle my wife with the full child care,…

You can't take your kids out for a week or a month. But if you take your kids out of the country for a whole school year, what would stop you?

The German school system doesn't take kindly to this, AFAIK. Maybe if we temporarily gave up residency, but as far as I know, the equivalent of CPS would have some questions.

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#132
post #108
post #81

Earlier quoted context omitted.

I'd like to speak with him. We have some things in common, and I'd like to hear his perspective.

At this point he is quite depressed and anxious over everything. No offense, but I don't think it would be a good idea to introduce him to an Internet stranger. I can relay his three best pieces of advice, though, all of which he related to me around the time I went to college. 1. Don't take a course where the professor wrote the book. If they knew any way to explain the material, they put it in the book, and won't b…

I appreciate that. Thank you. I hope he starts feeling better. If it ever becomes a better idea (or even a hail mary play), you send him my way, please: https://philosopher.life/#Contact%20h0p3. He can take a look around to decide if he'd be interested.

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#133

Earlier quoted context omitted.

As a counterpoint to your edit, personally work exhausts me to a level where weekends are mostly spent recuperating/doing chores and not being productive. It’s a week or two into the breaks I’ve taken from work where I start being productive in ways I rarely manage during my working periods.

Totally. One thing I don't miss is hating my Sunday evening just because next day I'm back at it. I never hated work, but some Sundays were terrible.

The part for me was having to go to sleep early every night so the next day wouldn't be an early morning drag... I hated it even way back in my school days. Quitting a job is liberating, but it's also terrifying if you can't financially sustain a full or comfortable retirement into the future.

Getting a paycheck means surrendering your ability to wake up and live your life based completely on your own internal clock, and it can be a big drain on your mental health and physical well being. There are ways of charging your battery, but it's not always possible without risk and/or sacrifice if you weren't born rich or somehow otherwise financially lucky.

Health is wealth too though... We're usually born with a "glass full of water" that represents our health - mental and physical health. Over time we drink from that glass until it's gone... Once you burn out, you're toast. It's important to always be cognizant of where your water supply is, and to try to stop letting people drink from your glass before it completely runs dry... If you're lucky, you'll turn your water into a nice vintage wine.

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#134

I'm far from retiring, but I always take a break between jobs. It used to be only 2 months, then last time it was 6 months. I'm very happy to be in tech because it allows us for that. I don't decide beforehand how much time I'm taking, instead I just reassess myself "am I still productive? Am I still enjoying doing nothing?" When the answer is no that's when I get back to work. I love DIY so I've used that time to re…

> Also I wonder if I'll still be able to do this when I'm in my 40s or 50s. My parents always taught me it gets tougher to find a job as you get older. Obviously someone that's good will always find, but I wonder in general how aging will apply to tech. I work for 2-3 years and take anywhere from 6-18 months off in between jobs. I'm pushing 50 and it hasn't been a problem. I hear the ageism claim all the time, but I'…

Excellent insight. Thanks!

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#135
27, stopped "working" a couple of years ago. (Some form of lean FI/RE right now: my current hobbies support my lifestyle, and I have sufficient savings). Life is simple, and I'm content, at least for the time-being. I know I could contract whenever I need to: something very flexible has fallen into place which I expect will start in the next couple of weeks.

Today so far: Mostly fundraising for an Olympiad (get in touch!), half an hour of open source work. Cutting weight for the next ~7 weeks, so aiming for 2 hours exercise/day. Weather isn't great, so did a few sets in my home gym, and spent the remainder of my time on Beat Saber (VR).

As for plans for later:

I haven't done enough Open Source today, I should do some testing and get a PR in. Might shelve it for tomorrow.

I'm working on a bilingual textual corpus for my local language with a few friends (colleagues?) (it's an uncommon revived language, and it's a reasonable goal to digitize every known work/manuscript which is out of copyright).

I'm prepping a .djvu of a book to upload to Wikisource for safekeeping. I've got a small backlog of texts that need a bit of proofreading which I'd like to clear. Long-term plans might involve getting the book republished (for fun, rather than for profit).

Afterwards? It's Friday night, probably off to the pub with friends for a pint.

I've chosen flexibility instead of money. I can meet friends whenever they're free. I'm living a purposeful life, and I'm truly content. Financially: it's a lifestyle hit, but that's an acceptable tradeoff for all the above, and I expect the income will continue to increase.

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#136

Earlier quoted context omitted.

Do you know this person? Because I actually love my job, and I feel like if I retired right now it would suck. I would definitely be bored.

This is mind boggling. Bored? You have all your free time to literally do anything you want. You can explore the outdoors. You can learn ANYTHING you want. You could get to know more of the worlds 6 billion people and their cultures. Volunteer, start a new hobby, spend more time with family and friends, work on personal growth, exercise... you have Stockholm syndrome, snap out of it.

By my observation people who have not experienced extended periods of free time are the ones who have this reaction, and the people that have actually experienced it are the ones saying it's easy to become bored or even depressed. I think it's just one of those things that's hard to imagine until you actually experience it.

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#137
post #117

At this point, I could retire, but I have no idea what to do with the rest of my life. I feel like I have achieved all I could (which is very wrong, but that's how it feels) I'm no longer young and I have family, so simply packing my bags and touring the world is out. Can't take my kids for a 1y world tour either, the school system doesn't allow it. Going on expeditions would saddle my wife with the full child care,…

What about picking up a hobby where long stretches of concentration aren't needed and there can be a slight social angle? I personally would love to have more time for solo board gaming or board gaming online? With board gaming the social interaction is on rails with the game, the same goes for joining a book club or more non-cognitively with solo or pair dancing. And then there is the meditative path. * solo board g…

Thanks for answering :)

I could do all that, it's just that nothing "clicks" in the sense that I really want to do it, instead of doing it to pass time.

That sounds like depression and maybe it is, but I feel it's got more to do with the "I have achieved all I wanted in life, wife, kids, wealth, whoops, now what?" thing. When I was younger, every item of that list seemed like a challenge, and now that they are behind me, I realize I never planned for it.

Also when I was younger, I was just day dreaming when I wasn't busy and I was content. Now that I feel that I only have a couple of decades left, I feel the need to no longer waste my time. That kinda clashes with the lack of ambition.

Work helps in the sense that I have social interaction outside the family and some problems to solve, but I also feel I am just papering over a void.

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#139
post #131

Earlier quoted context omitted.

You can't take your kids out for a week or a month. But if you take your kids out of the country for a whole school year, what would stop you?

The German school system doesn't take kindly to this, AFAIK. Maybe if we temporarily gave up residency, but as far as I know, the equivalent of CPS would have some questions.

Yes. A friend was homeschooling her kids in the US, and then her husband got an assignment in Germany for about a year. She took the kids and joined her husband in Germany for a few months. The rules were all different, and much stricter in Germany. I remember she was thinking of trying to continue to home school there, and keep her kids inside during school hours, and try to slide under the radar. I don't remember if she got away with it or not.
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