Since Snowden I use my phone in minimalistic way. Phone calls. Minimal texting. No games. Banking apps if necessary. Treat your phones as an enemy. Use real computers with VPN and software like Little Snitch when online. Use cameras for photography and video. The benefits of this approach are immense. I have long attention span. I don't have fear of missing out. If governments wan't the future to be painted by tracin…
If you're treating your phone as hostile why would you skip gaming apps but use banking ones? That seems backwards if you're assuming your mobile is the weak point.
So, it's rather hard to avoid banking apps.
Also, the PSD2 directive implements the duty of providing API infrastructure for third-parties. [1]
https://www.ecb.europa.eu/paym/intro/mip-online/2018/html/18...