Earlier quoted context omitted.
On ramps yes, many bitcoin holders are waiting for the day where it's spendable and accepted by more merchants and that's going to take decades.
The core problem is that no mature economy will have any need to accept BTC payments. Their native currency will likely be stable and they'll also have infrastructure to support fast, cheap payments via legacy means. There is really no incentive to accept crpyto for any large merchant. In fact, the number of online merchants I've seen who accept crypto has actually gone down over the last few years.
Bitcoin only makes sense for emerging market countries with unstable currencies or formerly stable countries going through a crisis. In the former case it takes a long time for those economies to mature. In the latter case, it might be temporarily adopted by their citizens until they can escape to a more stable country or the country manages to turn itself around. These events take decades.
For now, it's just a store of value. You put it in a portfolio like gold as another uncorrelated asset that tends to go up over time as fiat currencies inflate which is what got some of the recent big macro/portfolio construction crowd interested last year and driving up price in this recent run up, and unfortunately the market cap is too low again for more serious allocation to it without driving up price too much.
We're a decade into an adoption curve that was planned to be over a century long