Earlier quoted context omitted.
> Then again, having your kids break a bone won‘t bankrupt your family for life over here… That's the key. I've noticed in places with universal health care, they tend to have more fun playgrounds. Because the owner knows they won't get sued for medical expenses. That applies in general in places with universal healthcare. My friends who live in those places told me their car and home insurance are much cheaper than…
To be fair, in many places with universal coverage of health insurance, the owner doesn't know they won't get sued for medical expenses. The European countries that have often been mentioned here (Germany, Switzerland, etc.) most often use a system of private insurers with deductibles and co-pays that patients must pay, although the minimum level of coverage tends to be far more protective than in the US. Medical exp…
Also, my understanding (although it could be wrong) is that insurance companies in the EU can't sue people to recover medical costs, so at worst you're on the hook for their deductible but you don't have to worry about the insurance company coming for the rest like you do in the USA.