81–90 of 266 posts
There's something weird going on with the mortgage calculation when configuring the house's value. When I set it to 0, I'm paying the mortgage way faster than should be possible, when I set it to anything meaningful, I'm bankrupt in one year!
I realize that part of the problem is that it's hard for my brain to extrapolate a few months of observations into a decades-long trendline, but I really would love to see a product that helps my brain bridge the gap between my own perception and the big money chart.
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How is installing an executable on my machine and then entering my financial info any less sketchy than entering my data into a website? The average user would still have to take it on faith that the data isn't going anywhere, and as an industry we have spent the last 20 years telling people not to download unknown software onto their systems. I think it would be a complete own-goal for the builder of this to switch…
I can install it in a network isolated Qube. Data wouldn't go anywhere.
This feels like Mint.com all over again. I do not feel comfortable sharing personal banking data with a hosted platform. We all know what happened when Mint sold out to Intuit!
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How?
By doing all of the computation of user data clientside, and making all of the persistence in localstorage. It’s very doable, especially with small data. Unfortunately, you have to take projects’ words that they do this on good faith as an end user. You’d need to GET the app bundle, and then firewall the tab / disable your network interface to be certain that no data is leaking out. It’s not so easy to control this a…
> Unfortunately, you have to take projects’ words that they do this on good faith as an end user
The same is true for applications running natively. Of course, those can be firewalled from any outgoing and incoming network traffic more easily. And they don’t feel like and don’t default to using a network connection all the time. But still, they could.
I think you should make it a little more obvious that you start off without creating an account, because I was a little off put at first that it looks like Personal Capital, Mint, etc where you have to provide a bunch of personal info before even seeing anything. Anyways very interesting graphs and stuff, I'd be interested if once you have the monte carlo simulations up if there was like a demo mode to just show what…
Thanks! Do you mean like a feature tour video on the home page, or something more like quick "templates" you could choose from that would pre-populate everything with sample data?
Looks interesting, but based on the privacy policy terms of data usage, transferability, and so forth, I can't in good faith test with real financial data: https://projectifi.io/privacy-policy.html Everytime I see a tool that shouldn't need to be hosted remotely as a service and could reasonably be deployed to the client where they have more control over their data (not as a service), it's a non-starter for me. I get…
Heck, I'd pay for a secure little RPi in a box running this software.
I can't give my financial passwords to anyone else at all - most of my accounts specifically disclaim any responsibility for losses if I give my passwords out.