Misleading, should be renamed "personal finance for the middle-class"
Show HN: I made a simulator for personal finance
21–30 of 266 posts
Re: Show HN: I made a simulator for personal finance
#22Earlier quoted context omitted.
is “bespoke” the term you mean to use here?
It's a British-ism, and not that uncommon.
Yep, I know the word, and agree it's not uncommon.
My point was that user to whom I replied seems to be using it in a generally negative way.
> looks interesting but I think it is still a little bespoke
As if "bespoke" is the opposite of "interesting" or othwerwise a counterpoint to a good review. As I understand the word "bespoke", it carries no negative nor positive charge - just means "made individually to order", which seems irrelevant to this app.
Re: Show HN: I made a simulator for personal finance
#23I think you should make it a little more obvious that you start off without creating an account, because I was a little off put at first that it looks like Personal Capital, Mint, etc where you have to provide a bunch of personal info before even seeing anything. Anyways very interesting graphs and stuff, I'd be interested if once you have the monte carlo simulations up if there was like a demo mode to just show what…
Thanks! Do you mean like a feature tour video on the home page, or something more like quick "templates" you could choose from that would pre-populate everything with sample data?
Re: Show HN: I made a simulator for personal finance
#24There is no reason at all for this to be server-hosted. I have of course done this for myself a very long time ago creating an effectively identical feature set using spreadsheets and even put them onto Microsoft's sharing pages (no idea what happened to them, it was such a long time ago). I'm not saying this isn't a better solution than Excel. You work with what's available at the time. But there is nothing at all a…
I think many people have gotten out of the habit of installing software on their computers and prefer web-based solutions.
You can still have it be client side if you're web based, right?
Re: Show HN: I made a simulator for personal finance
#25I briefly tried this out. I prefer Personal Capital because it gives you a probability of meeting a retirement goal. I can see though how this would be a little nicer to use if you don't want to link your accounts as encouraged by Personal Capital.
Re: Show HN: I made a simulator for personal finance
#26Great job, I wish you the best! I'm sure you'll get lots of feedback about issues and will work to fix them. But overall the polish, simplicity, power, and uniqueness are an amazing start!
Re: Show HN: I made a simulator for personal finance
#27Re: Show HN: I made a simulator for personal finance
#28There is no reason at all for this to be server-hosted. I have of course done this for myself a very long time ago creating an effectively identical feature set using spreadsheets and even put them onto Microsoft's sharing pages (no idea what happened to them, it was such a long time ago). I'm not saying this isn't a better solution than Excel. You work with what's available at the time. But there is nothing at all a…
I think many people have gotten out of the habit of installing software on their computers and prefer web-based solutions.
The big problem is: installing a dubious (not saying this is dubious, but lets say anything not from a MNC) program on your computer might lead to a hostile takeover of your computer. But a web-based solution means your data is in somebodies else hand. So one has to pick ones poison...
Re: Show HN: I made a simulator for personal finance
#29Looks interesting, but based on the privacy policy terms of data usage, transferability, and so forth, I can't in good faith test with real financial data: https://projectifi.io/privacy-policy.html Everytime I see a tool that shouldn't need to be hosted remotely as a service and could reasonably be deployed to the client where they have more control over their data (not as a service), it's a non-starter for me. I get…
Thanks for the feedback! I've thought about maybe creating a version which is wrapped up as an Electron app and runs natively and with no google analytics, etc. Does it sound like that might alleviate some of your concerns?
Re: Show HN: I made a simulator for personal finance
#30This was also posted 9 days ago [0], when OP created their account, with 3 other also freshly created accounts (with no other activity on them) praising it. Make of that what you wish.