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Show HN: I made a simulator for personal finance

projectifi.io

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Re: Show HN: I made a simulator for personal finance

#41

Post by scubakid »

Semaphor wrote: post #30

This was also posted 9 days ago [0], when OP created their account, with 3 other also freshly created accounts (with no other activity on them) praising it. Make of that what you wish. [0]: https://news.ycombinator.com/item?id=26862841

Fair point. I've been a long-time HN reader but never made an account before. After working hard building the app, I was excited to create my first post to share it, and mentioned to my friends I had posted it to HN. Evidently a few of them decided to create accounts to show support. If this was any kind of breach of HN etiquette, my sincere apologies -- that certainly was not the intent.

Re: Show HN: I made a simulator for personal finance

#42

Post by ksm1717 »

Semaphor wrote: post #30

This was also posted 9 days ago [0], when OP created their account, with 3 other also freshly created accounts (with no other activity on them) praising it. Make of that what you wish. [0]: https://news.ycombinator.com/item?id=26862841

I like how easily you can pick out the legit HN comment, ie completely off topic about naming

Re: Show HN: I made a simulator for personal finance

#43

Post by giantg2 »

gen220 wrote: post #34
andi999 wrote: post #27

Earlier quoted context omitted.

How?

By doing all of the computation of user data clientside, and making all of the persistence in localstorage. It’s very doable, especially with small data. Unfortunately, you have to take projects’ words that they do this on good faith as an end user. You’d need to GET the app bundle, and then firewall the tab / disable your network interface to be certain that no data is leaking out. It’s not so easy to control this a…

It might just be easier to partner with a respected company or companies that people trust with their money/data already. The biggest one that comes to mind that also seems a bit behind on the visualizations and sleek UI that this has would be Vanguard.

Re: Show HN: I made a simulator for personal finance

#44

Post by [deleted] »

Frost1x wrote: post #9

Looks interesting, but based on the privacy policy terms of data usage, transferability, and so forth, I can't in good faith test with real financial data: https://projectifi.io/privacy-policy.html Everytime I see a tool that shouldn't need to be hosted remotely as a service and could reasonably be deployed to the client where they have more control over their data (not as a service), it's a non-starter for me. I get…

[deleted]

Re: Show HN: I made a simulator for personal finance

#46

Post by samtimalsina »

scubakid wrote: post #2

I had trouble finding a good FI planning and simulation tool that could model things in enough detail to finally ditch my spreadsheets... so I built one. Would love it if any of you want to try it out. It does not involve linking any accounts and almost all the functionality is free. And if anyone wants to become a beta tester for the few premium features, you can use coupon code BETA-6001 for 60% off :) https://proj…

I've always wanted to build a tool like this, but never went around to it. I am a FIRE nerd, and have used and tried many FI tools. I am an active YNABer and I was looking for a tool for longterm planning. This looked interesting enough that I actually went ahead and got the premium plan for a year. Thanks for the coupon code. It came out at roughly $12/year, which I think is a great value to the kind of insights you can get. To create something like this on my own would take months, if not years. I also like the fact that I am not linking this to any of my real accounts.

Re: Show HN: I made a simulator for personal finance

#47

Post by sct202 »

scubakid wrote: post #23
sct202 wrote: post #7

I think you should make it a little more obvious that you start off without creating an account, because I was a little off put at first that it looks like Personal Capital, Mint, etc where you have to provide a bunch of personal info before even seeing anything. Anyways very interesting graphs and stuff, I'd be interested if once you have the monte carlo simulations up if there was like a demo mode to just show what…

Thanks! Do you mean like a feature tour video on the home page, or something more like quick "templates" you could choose from that would pre-populate everything with sample data?

I personally would like the second (like the data doesn't need to be realistic or anything but I would want to see what the scenarios are like that are being run), but a walk thru would work too.

Re: Show HN: I made a simulator for personal finance

#48

Post by samtimalsina »

scubakid wrote: post #29
Frost1x wrote: post #9

Looks interesting, but based on the privacy policy terms of data usage, transferability, and so forth, I can't in good faith test with real financial data: https://projectifi.io/privacy-policy.html Everytime I see a tool that shouldn't need to be hosted remotely as a service and could reasonably be deployed to the client where they have more control over their data (not as a service), it's a non-starter for me. I get…

Thanks for the feedback! I've thought about maybe creating a version which is wrapped up as an Electron app and runs natively and with no google analytics, etc. Does it sound like that might alleviate some of your concerns?

I would really be interested in that approach as well. I don't necessarily need my data synced to the cloud. A way to import and export data for backups would be nice.

Re: Show HN: I made a simulator for personal finance

#49

Post by vcavallo »

Ruthalas wrote: post #39
vcavallo wrote: post #22

Earlier quoted context omitted.

Yep, I know the word, and agree it's not uncommon. My point was that user to whom I replied seems to be using it in a generally negative way. > looks interesting but I think it is still a little bespoke As if "bespoke" is the opposite of "interesting" or othwerwise a counterpoint to a good review. As I understand the word "bespoke", it carries no negative nor positive charge - just means "made individually to order",…

I think the parent was trying to express that the app seemed designed for a specific demographic, and didn't generalize as well as it could. (And they therefore suggested a feature that would help it function well for a broader audience.)

fair enough
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