Wonderful work. Did you use XP.css? (https://botoxparty.github.io/XP.css/)
Show HN: I made a sandbox game to help with financial planning
61–70 of 145 posts
Re: Show HN: I made a sandbox game to help with financial planning
#62It simulates real life pretty well: - I have an unread email in the inbox but I can't find it - The banks send me emails with no content in the body, some email glitch on their side - I tried to buy a property, lost my solicitor's fee but never got the property - There are no good jobs available except one underpaid junior position - I pay way too much in tax compared to what I make
This may well be an en-gb locale specific bug. Also, who's mum charges rent?
Most of the people I went to high school with? In my neighborhood/school, most children, when they become teenagers, are expected to get a job to help with the family bills. Personally, my parents didn't expect that of me, but theirs expected it of them and they both did. Most of my peers at school/work did so too. This is probably mostly a poor person thing.
However, once you're done with your education entirely, unless there's extenuating circumstances like severe disability, you absolutely should be mostly paying your own living expenses, even if you're living with someone else.
Re: Show HN: I made a sandbox game to help with financial planning
#63This is fun. It's pretty buggy though. I bought two properties so far (hindsight is awesome), but I'm still paying rent to mom, apparently I didn't move in. Now I cannot sell or rent them out. Also, not much happens? I just sit here watching numbers go up.
> Also, not much happens? I just sit here watching numbers go up.
That describes past 10 years of my life. Fortunately, I'm (early) retiring this year.
Re: Show HN: I made a sandbox game to help with financial planning
#64Earlier quoted context omitted.
Sorry, kinda wanted to respond sarcastically, but I'll be direct instead: Hiking, cooking together, playing board games, card games, playing music together, exploring, and just talking are all inexpensive or free. The most interesting people I've known in my life focused on those things anyway.
If you’re poor, most of those things require some non negligible percent of your income—-if only just in gas/transportation. But more importantly they require time away from working/studying/optimizing for bank account balance.
You can't have friends by just paying them to keep being your friends. You have to put in the time either way.
Re: Show HN: I made a sandbox game to help with financial planning
#65Earlier quoted context omitted.
Ya, it's technically possible, but boring and tenous. If you won't spend any extra money on socializing, you're going to be a snooze to be around.
Sorry, kinda wanted to respond sarcastically, but I'll be direct instead: Hiking, cooking together, playing board games, card games, playing music together, exploring, and just talking are all inexpensive or free. The most interesting people I've known in my life focused on those things anyway.
This is hacker news where everyone values their time at at least $100/hr. If you're socializing you, at the very least, aren't working.
Re: Show HN: I made a sandbox game to help with financial planning
#66I changed job and suddenly started paying rent to mum even when I've had my own house for 2 years... payment for mortgage and to mum are right next to each other. It would be nice if the houses showed the energy expenses and fees. And mortgages show the interest rate and the expected monthly payments. Oh, and every property still shows the green "Purchase successful" message since I bought the first property.
Mum ran out of money..
Re: Show HN: I made a sandbox game to help with financial planning
#67I played for around 10 minutes, quite fun. Some comments: - how would you get 4% gains in real life? it makes a massive difference, but you're unlikely to reach this unless the money is put into the stock market - was unable to sell my property (the "request valuation" button does nothing) - the university option never showed up - there were no further jobs after ~12 years of career (stopped at something like enginee…
The interest is set at 4% because that was typical for a savings account in the UK when the game starts (2002) but I need to make it change over time
Yes I need to add more jobs and different career paths. Once I add universities the type of job you can get will depend on your degree.
I'm going to add a dating aspect to the simulation so you can start a family and see the expenses associated with that.
Setting a monthly savings amount is a good idea.
Still a very early stage, rough round the edges simulation at the moment
Re: Show HN: I made a sandbox game to help with financial planning
#68Friendly tip: Do not transfer negative amounts! They get substracted from both sides =)
Oops, I will fix that
Re: Show HN: I made a sandbox game to help with financial planning
#69You can tell its not made in Australia. The bank only let's you borrow 4x your income.
Yeah, maximum in the UK is 5x I think but most banks will only go up to - 4.5x
Re: Show HN: I made a sandbox game to help with financial planning
#70Not sure if all of these are bugs, but:
- I was able to purchase a property for only £1100
- To buy without mortgage, you should explicitly enter 0 as mortgage amount
- This purchase didn't appear in my current account as a transaction, only the balance decreased correctly
- The property didn't appear on Property tab (but I started to get utility bills)
- No interest on pension account