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Show HN: I made a sandbox game to help with financial planning

simulator.money

41–50 of 145 posts

Re: Show HN: I made a sandbox game to help with financial planning

#42
post #23

This reminds me a bit of "The game of life" back in the 90s Optimizing life for filling the savings account as fast as possible at the expense of everything else has consequences and your game should reflect this. You should have stats including your characters age, health, happiness and social skills and have some kind of social media app with your friends constantly trying to invite you out for concerts, nights out…

I think you vastly overestimate consequences of not spending money on things beyond necessities. One might argue that by spending money on concerts, nights out and dating you buy more damage to your health and well being than benefit. You can have friends without money. And you can keep healthy for free.

Most people feel the need to have friends.

We're social animals.

For a minority of people that's not the case and keeping up with relationships is a chore - even then, keeping some friends can be desirable, given we anyway live in a society of other human being.

In both cases, generally you spend more money with friends, for one reason or another.

Re: Show HN: I made a sandbox game to help with financial planning

#44
post #28

This is fun. It's pretty buggy though. I bought two properties so far (hindsight is awesome), but I'm still paying rent to mom, apparently I didn't move in. Now I cannot sell or rent them out. Also, not much happens? I just sit here watching numbers go up.

Sounds exactly like life in this past year of prisony

Re: Show HN: I made a sandbox game to help with financial planning

#45

Earlier quoted context omitted.

I think you vastly overestimate consequences of not spending money on things beyond necessities. One might argue that by spending money on concerts, nights out and dating you buy more damage to your health and well being than benefit. You can have friends without money. And you can keep healthy for free.

Ya, it's technically possible, but boring and tenous. If you won't spend any extra money on socializing, you're going to be a snooze to be around.

Sorry, kinda wanted to respond sarcastically, but I'll be direct instead:

Hiking, cooking together, playing board games, card games, playing music together, exploring, and just talking are all inexpensive or free. The most interesting people I've known in my life focused on those things anyway.

Re: Show HN: I made a sandbox game to help with financial planning

#46
post #28

This is fun. It's pretty buggy though. I bought two properties so far (hindsight is awesome), but I'm still paying rent to mom, apparently I didn't move in. Now I cannot sell or rent them out. Also, not much happens? I just sit here watching numbers go up.

I cannot select variable rate on my mortgage, is that a bug?

Re: Show HN: I made a sandbox game to help with financial planning

#47
post #45

Earlier quoted context omitted.

Ya, it's technically possible, but boring and tenous. If you won't spend any extra money on socializing, you're going to be a snooze to be around.

Sorry, kinda wanted to respond sarcastically, but I'll be direct instead: Hiking, cooking together, playing board games, card games, playing music together, exploring, and just talking are all inexpensive or free. The most interesting people I've known in my life focused on those things anyway.

If you’re poor, most of those things require some non negligible percent of your income—-if only just in gas/transportation.

But more importantly they require time away from working/studying/optimizing for bank account balance.

Re: Show HN: I made a sandbox game to help with financial planning

#48

Earlier quoted context omitted.

I think you vastly overestimate consequences of not spending money on things beyond necessities. One might argue that by spending money on concerts, nights out and dating you buy more damage to your health and well being than benefit. You can have friends without money. And you can keep healthy for free.

Ya, it's technically possible, but boring and tenous. If you won't spend any extra money on socializing, you're going to be a snooze to be around.

If decently socializing with you requires me to spent extra money, you definitely are a snooze to be around.

Re: Show HN: I made a sandbox game to help with financial planning

#49

Earlier quoted context omitted.

Ya, it's technically possible, but boring and tenous. If you won't spend any extra money on socializing, you're going to be a snooze to be around.

If decently socializing with you requires me to spent extra money, you definitely are a snooze to be around.

People like to drive outside the city to hike, travel, go to restaurants, movies, bars, ballgames, museums etc...

You don’t need to spend a huge amount on social stuff, but if you are only willing to do completely free activities, you are vastly limiting your social circle.

Re: Show HN: I made a sandbox game to help with financial planning

#50
post #8

It simulates real life pretty well: - I have an unread email in the inbox but I can't find it - The banks send me emails with no content in the body, some email glitch on their side - I tried to buy a property, lost my solicitor's fee but never got the property - There are no good jobs available except one underpaid junior position - I pay way too much in tax compared to what I make

This may well be an en-gb locale specific bug. Also, who's mum charges rent?

Mine charged me rent (once I was finished highschool and was working), saved it, and then gave it all back when I moved out.
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