Earlier quoted context omitted.
Electromigration is a small risk factor in any kind of reasonable life. Especially if not overvolted (which is something that mostly gamers do-- miners are more likely to undervolt). Solder fatigue breaking of solder balls is common. I have fixed lots of GPUs by reflowing them. GPUs do cycle over a large temperature range-- delta-T can be 50C+. While maps are loading, etc, you can have delta-T's of 25C+ every few min…
As all of those links mention it’s useful for a minority of dead cards as most are failing from other causes. That said, specific manufacturers can always introduce defects so your mileage may vary.
A) solder joint failure (thermal cycling) B) capacitor failure (sustained heat).
Electromigration is a distant, end-of-life condition-- representing only a tiny fraction of failures of non-overvolted devices in a normal use period.
As your link itself says, in the top answer:
"But then there is an important question: How much does this decrease the lifespan? Knowing this, should you make sure that your graphics card stays cool all the time? My guess is no, unless an error was made at the design stage. Circuits are designed with these worst-case situations in mind, and made such that they will survive if they are pushed to the limits for the rated lifetime of the manufacturer. "