Earlier quoted context omitted.
I'm not sure but if a person prefers to be more severely injured in the event of an accident rather than uncomfortable all the times they are not in an accident then it's an appropriate choice for them. I don't feel it's my place or any other third party to make these choices for adults.
except when we have to pay for their surgery or whatever via their emergency room visit.
Not that I'm this much of a bastard, but for those of us that have faith-based issues around community-provided health services.